We are a superior online lender offering more affordable personal loans, for borrowers with low credit scores. Our quick and easy loan process allows you to get the cash you need, at ninja speed. If you’re currently experiencing a financial emergency, CreditNinja is here to help.

How Can CreditNinja Help?

Everything you need to get approved and funded is right at your fingertips. With our completely online process, you can apply, get a decision, get your cash, and repay it, all from the comfort of your own home. Which is more important now than ever before.

Benefits of A CreditNinja Loan:

  • Fully online experience — No need to leave your home, or wait in long lines.
  • Quick and easy application process — Apply online, from anywhere.
  • Fast funding — If approved, you could receive your funds by the next business day.
  • Exceptional customer service — Our Customer Care Team is here to help, every step of the way.

Why Choose CreditNinja?

CreditNinja’s goal has been—and always will be—to help borrowers who are experiencing difficult financial situations. Since we began lending in 2018, we have originated almost 300,000 loans to help nearly 200,000 people. At CreditNinja, we pride ourselves on getting our customers the cash they need, when they need it most.