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The minimum installment loan amount in Alabama is $2,005

Finance Charge Schedule

Click Here to view Alabama finance charge schedule

The minimum installment loan amount in California is $1,000

California Deferred Deposit Transaction Law Fee Schedule

Amount Financed Finance Charge Total of Payments 14-day APR 30-day APR
$255 $45 $300 460.08% 214.71%

We charge a $15 fee for a dishonored payment item.

The minimum installment loan amount in Delaware is $1,000

The minimum installment loan amount in Idaho is $1,000

The minimum installment loan amount in Mississippi is $1,000

Click Here to view Credit Availability Pamphlet

The minimum installment loan amount in Missouri is $1,000

The minimum installment loan amount in New Mexico is $1,000

Click Here to view Consumer Information Brochure

Click Here to view Loan Rates & Fee Disclosures

The minimum installment loan amount in North Dakota is $1,005

The minimum installment loan amount in South Carolina is $1,000

Click Here to view Consumer Pamphlet

For Texas multi-installment loans (installment loans) and Texas single-payment loans (payday loans), CreditNinja is not the lender. CreditNinja merely arranges the loan, which is made my an unaffiliated third-party lender, PCAM CREDIT VI, LLC. CreditNinja services the loans that PCAM CREDIT VI, LLC makes, and you should direct questions about your loan to CreditNinja PCAM CREDIT VI, LLC.

Fee Schedule And APR

Click Here to view fee schedules for five known amounts offered to our customers

Customer Disclosure Form

These five links lead to disclosures required by the state of Texas for all residents applying for a loan or an extension, which outline the total costs associated with these types of loans of different amounts

Consumer Credit Notice

The business is licensed and examined by the State of Texas - Office of Consumer Credit Commissioner. Call the Consumer Credit Hotline or write for credit information or assistance with credit problems. Office of the Consumer Credit Commissioner, 2601 North Lamar Boulevard, Austin, Texas 78705-4207, (800) 538-1579 [email protected], occc.texas.gov

An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet immediate short-term needs.

For Texas multi-installment loans (installment loans) and Texas single-payment loans (payday loans), CreditNinja is not the lender. CreditNinja merely arranges the loan, which is made my an unaffiliated third-party lender, PCAM CREDIT VI, LLC. CreditNinja services the loans that PCAM CREDIT VI, LLC makes, and you should direct questions about your loan to CreditNinja PCAM CREDIT VI, LLC.

Fee Schedule And APR

Click Here to view fee schedules for five known amounts offered to our customers

Customer Disclosure Form

These seven links lead to disclosures required by the state of Texas for all residents applying for a loan or an extension, which outline the total costs associated with these types of loans of different amounts

Consumer Credit Notice

The business is licensed and examined by the State of Texas - Office of Consumer Credit Commissioner. Call the Consumer Credit Hotline or write for credit information or assistance with credit problems. Office of the Consumer Credit Commissioner, 2601 North Lamar Boulevard, Austin, Texas 78705-4207, (800) 538-1579 [email protected], occc.texas.gov

An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet immediate short-term needs.

The minimum installment loan amount in Utah is $1,000

Click here to review the FEE SCHEDULE

Click here to review the QUESTIONS OR COMPLAINTS

The minimum installment loan amount in Wisconsin is $1,600

Click Here to view non-discrimination policy

Click Here to view Guide to Payday Loans

Click Here to view non-discrimination policy