State Licenses

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The minimum installment loan amount in Alabama is $2,005

The minimum installment loan amount in California is $1,000

The minimum installment loan amount in Delaware is $1,000

The minimum installment loan amount in Idaho is $1,000

The minimum installment loan amount in Mississippi is $1,000

Click Here to view Credit Availability Pamphlet

The minimum installment loan amount in Missouri is $1,000

NOTICE: This lender offers unsecured installment loans. Please read and understand the terms of the installment loan agreement before signing. The maximum annual percentage rate (APR) that is currently being charged on multiple-payment loans ("installment loans") at this office is 380%. This APR includes a loan origination fee, which is not refunded upon your prepayment of the loan. The maximum amount of the loan origination fee is 5% of the loan's Amount Financed.

The minimum installment loan amount in South Carolina is $1,000

Click Here to view Consumer Pamphlet

For Texas multi-installment loans (installment loans), CreditNinja is not the lender. CreditNinja merely arranges the loan, which is made by an unaffiliated third-party lender, PCAM CREDIT VI, LLC. CreditNinja services the loans that PCAM CREDIT VI, LLC makes, and you should direct questions about your loan to PCAM CREDIT VI, LLC c/o CreditNinja, Credit Access Business.

Fee Schedule And APR

Click Here to view fee schedules for five known amounts offered to our customers

Customer Disclosure Form

These five links lead to disclosures required by the state of Texas for all residents applying for a loan or an extension, which outline the total costs associated with these types of loans of different amounts

Consumer Credit Notice

The business is licensed and examined by the State of Texas - Office of Consumer Credit Commissioner. Call the Consumer Credit Hotline or write for credit information or assistance with credit problems. Office of the Consumer Credit Commissioner, 2601 North Lamar Boulevard, Austin, Texas 78705-4207, (800) 538-1579 consumer.complaints@occc.texas.gov, occc.texas.gov

The minimum installment loan amount in Utah is $1,000

The minimum installment loan amount in Wisconsin is $1,600

Click Here to view non-discrimination policy