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⭐️ Ninja Top Picks ⭐️
Card Offers
Best Card Offer
Milestone® Mastercard®
- Greater access to credit than before – $700 credit limit
- Get a Mastercard accepted online, in store and in app
- $0 liability* for unauthorized use
Additional Details
Description
Milestone® Mastercard® is the credit card that gives you the opportunity to improve bad credit.
Benefits
- Guaranteed $1,000 credit limit if approved
- Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms.
- Don’t Have Perfect Credit? No Problem!
- Join over a million consumers who are working on building their access to credit.
- Zero Fraud Liability – Peace of mind that comes with having a Mastercard.
- Get the credit you deserve, even with less-than-perfect history.
- No security deposit, and a path to better credit.
PREMIER Bankcard® Grey Credit Card
- Pre-qualify with no impact to your credit score
- Start building credit by keeping your balance low and paying all your bills on time each month
- Award-winning, U.S.-based customer service
Walmart MoneyCard
- 3% cashback at Walmart.com, 2% at fuel stations, 1% in-store, up to $75 each year*
- Get your pay up to 2 days before payday with free Direct Deposit™
- Unlock overdraft protection up to $200–opt in with eligible direct deposit
Find The Card for You
- Cards for Every Credit Score
- See if you’re eligible with no impact to your credit
- Compare Top Card Offers and Apply Online!
Destiny Mastercard®
- Build your access to credit – $700 credit limit
- 24/7 access to your account, even on mobile!
- No security deposit required, so you can keep more money in your wallet
Current Build Visa® Credit Card
- Greater access to credit than before – $700 credit limit
- Get a Mastercard accepted online, in store and in app
- $0 liability* for unauthorized use
Credit Repair
Best Credit Repair
The Credit Pros
- Need Help Fixing Your Credit? Ask the Pros!
- Join for FREE!
- See an improvement in your credit score in a little as 2 weeks!* Results may vary
Denied For A Loan?
- Often caused by a low credit score
- 1 in 5 credit reports contain credit lies
- We help to set the record straight and fight for your credit reputation
Credit Building
Best Credit Building Option
MAGNUM – Credit Builder Account
- Get up to a +86 average* FICO® Score increase on autopilot
- Largest credit builder in the nation
- Build from $2,000 up to $30,000 of credit history starting at low monthly payments
Kikoff Credit Builder
- Discover a hassle-free way to boost your credit with Kikoff!
- No hidden fees, just transparent steps to a better credit score
- Instant approval decisions, no credit check needed
Banking
Best Banking Offer
Cleo
- 0% interest – Get up to $250¹ in cash advances with no interest
- No credit check required
- Smart budgeting & savings²
GO2bank
- Overdraft protection up to $200 with opt-in and eligible direct deposit*
- No monthly fees with eligible direct deposit, otherwise $5 per month
- Earn up to 7% cash back when you buy eGift Cards in the app
A better way to build credit!
- Start improving your credit scores with everyday purchases and on-time payments* with the Secured Chime Credit Builder Visa® Credit Card+
- No annual fees and no credit checks to apply
- No minimum security deposit^
Other
Ninja Pick
Dreambound
- Degree and certificate programs available
- Flexible payment options
- Earn a degree or certificate in healthcare, tech, and more
Freecash
- Earn up to $300 weekly playing games and testing apps
- Sign up for free
- Popular games and apps
Upside
- Earn every time you shop gas, grocery, or food with Upside’s free top-rated app
- Claim a cash back offer at a location near you
- Cash out your earnings directly to your bank account, PayPal, or a gift card
Earn Extra Cash Today!
- KashKick pays you for playing games, taking surveys, and more!
- You can earn up to $500 your first week
- Cash out your earnings from as low as $10
A closer look at our partners
The CreditNinja experts have taken a close look at some of the top offers for our customers and are here to help you better understand what each one brings to the table. Before you accept an offer, it’s important to consider each offers strengths and potential drawbacks — so you can find the one that best fits your needs.
We break down how each offer stands out, making it easier for you to compare your options and choose confidently.
Best Card Offer
Milestone® Mastercard®
WHO'S IT FOR:
The Milestone® Mastercard® is designed for people who are building or rebuilding credit and want access to an unsecured credit card without a security deposit.
It’s a solid option for those looking to establish a credit history with responsible use, offering pre-qualification without a hard credit check and reporting to all three major credit bureaus.
Additional Details
Description
Milestone® Mastercard® is the credit card that gives you the opportunity to improve bad credit.
Benefits
- Guaranteed $1,000 credit limit if approved
- Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms.
- Don’t Have Perfect Credit? No Problem!
- Join over a million consumers who are working on building their access to credit.
- Zero Fraud Liability – Peace of mind that comes with having a Mastercard.
- Get the credit you deserve, even with less-than-perfect history.
- No security deposit, and a path to better credit.
Third-Party Offers Disclaimer: These offers are provided solely by third-party partners. Ninja HoldCo, LLC does not guarantee the accuracy or completeness of these offers, their terms, eligibility requirements, or compliance with applicable laws. By selecting the offer, you acknowledge that you will be directed to the partner’s website or application and agree that Ninja is not liable for the partners’ products, services, or marketing practices. Please carefully review all terms and conditions directly with the third-party partners before accepting any offer.