What Is a Personal Loan?
A personal loan, also known as an installment loan, can provide large sums of money for all types of expenses. Personal loans are repaid in monthly payments for a specific number of months or even years. You can get a personal loan from an online lender, bank, or credit union. The eligibility requirements vary per lender, as some work with bad credit, while others require a good credit score.
What Are The Types of Personal Loans You Can Get in Columbus?
These are some common types of personal loans you can get in Columbus:
Bad Credit Loans
Online bad credit loans help subprime borrowers get extra money for medical bills, car repairs, and much more. While convenient, borrowers should compare lenders to find the best APR.
Payday Loans
Payday loans online are small dollar loans that can help Columbus residents get money in their bank account for emergencies. While easy to get, payday loans are generally flagged for having excessive APRs and predatory terms.
No Credit Check Loans
Online no credit check loans do not require hard credit checks for approval, so they’re a popular option for borrowers with bad credit. But it’s essential to weigh your financial options carefully since these loans tend to have high interest rates and finance charges.
Cash Advance Loans
Online cash advance loans can provide small amounts of emergency money very quickly. However, cash advance loans can be challenging to repay due to short repayment periods and high rates of interest.
CreditNinja’s Columbus Installment Loans
CreditNinja installment loans can be a great financing option in Columbus. Here’s what you can expect from working with us:
- Loan Amounts — Our minimum loan amount is $300 and loans go up to $5,000.
- Fixed Interest Rates — Rates are competitive and fixed so monthly payments are budget friendly.
- Repayment Terms — We offer flexible repayment options!
- Fees and Penalties — There are no prepayment penalties or hidden fees.
- Online Loan Management — Borrowers can easily make payments and manage their loan through their online account.
Can You Get a CreditNinja Bad Credit Loan in Columbus?
Columbus residents may qualify for a CreditNinja loan despite having bad credit scores. Unlike other lenders, we do not require a perfect credit history. We consider a variety of factors when making approval decisions, such as your payment history, income, and existing debt.
Why Choose CreditNinja’s Online Loans?
These are a few reasons why Columbus residents choose CreditNinja online loans:
| Flexible Payment Schedule CreditNinja offers loans up to24 months. Borrowers are encouraged to repay early to save money! | Convenient Loan Terms We offer competitive rates and flexible repayment options. Our loans provide many exclusive benefits! | Loans for Bad Credit We have flexible credit requirements. Qualification is still possible despite having a bad credit history. |
| Easy Application Process The application process is easy to complete and only requires a few minutes of your time. | Same Day Funding Eligible borrowers may get same day funding from CreditNinja for unexpected emergencies!* | Quick Approvals Applicants can get approval decisions very quickly! Our processing speed is ninja fast for your convenience. |
What Can You Use a CreditNinja Installment Loan For?
Here’s just a few examples of what you can use a CreditNinja installment loan for:
| Home Improvement A personal loan could help you improve or repair your current home. | Credit Card Debt Consolidation You could get a personal loan to consolidate high interest credit card debt. | Medical Costs Personal installment loans can help you pay medical bills and procedures. |
| Car Repairs Repair your vehicle quickly and start driving again with a quick personal loan. | Life Events Unexpected life events can disrupt your life, but you can get back on track with a personal loan. | Other Emergency Expenses You can take care of unforeseen expenses with a flexible personal loan. |
How CreditNinja Columbus Options Work
| Apply Online Fast & Easy Our online application process is easy and fast to complete, requiring only a few questions. | Income Verification While other lenders require heaps of documents, CreditNinja can quickly verify your income online! | Same-Day Availability CreditNinja online loans may provide same day cash to approved applicants.* Money is conveniently sent via direct deposit. |
What CreditNinja Customers in Columbus Are Saying
Take a look at what Columbus borrowers have to say about CreditNinja online loans:
| “Very easy, very fast results. Simple and effective. 11/10 very satisfied.” — Joshua | “Quick and easy process. Fast approval and same day deposit.” — Zachary | “My experience was great because it was so easy.” — Victoria |
Top Columbus Loan FAQs
What is an installment loan?
An installment loan is a financing solution for emergency expenses. Installment loans are repaid in monthly payments over months or years. Secured installment loans, such as home equity loans and auto loans, require collateral. Unsecured installment loans, such as most personal loans, do not.
How much can I borrow with a CreditNinja personal loan with bad credit?
CreditNinja loans range from $300 to $5,000. If you have bad credit, you may still qualify for funding with CreditNinja. However, the loan amount you qualify to get will vary based on your income and other factors.
What are the eligibility requirements for a CreditNinja personal loan?
CreditNinja offers flexible credit score requirements. Unlike most online lenders, we do not require a minimum score for approval. This means you may qualify for more money with us if you meet other qualifying criteria.
How quickly can you get funding from a CreditNinja personal loan?
Eligible borrowers can get their CreditNinja loan money as soon as the same day!* We send money via direct deposit to your bank or credit union account, so you get cash as soon as possible.
What our borrowers are saying
CreditNinja does not act as a direct lender in all states. In certain states, loan products are offered and originated via bank partners, which are duly licensed financial institutions. The availability of loans and the identity of the originating lender may vary depending on state of residence and applicable state and federal regulations.