What Is a Credit Builder Loan?

A credit builder loan is a financial product that can help consumers establish a positive credit history. Unlike a traditional loan, borrowers will receive a

Brand

total number of allowances you are claiming
The total number of allowances you are claiming will determine how much federal income tax you will pay. How many allowances you will have will…
how to sign a check over to someone else
Key Takeaways To endorse a check to someone else, confirm they’re willing to accept it, verify their bank allows third-party checks, sign the back with “Pay…

Budgeting

how long should you keep credit card statements
Depending on the type of purchases on your statement, it’s recommended that you keep credit card statements generally for one to three years. If you…
Grocery List for 300 Dollars a Month
A grocery list for 300 dollars a month may seem like a stretch, especially with food costs increasing by 11% from 2021 to 2022, but…
certified check vs. cashier's check
The main difference between cashier’s checks and certified checks is where the money comes from. Cashier’s checks draw funds from the bank’s account, while certified…

Credit

does applying for a credit card hurt your credit score
How much applying for a credit card will affect your credit depends on a few different factors. If you are applying for a single card,…
Grocery List for 300 Dollars a Month
A grocery list for 300 dollars a month may seem like a stretch, especially with food costs increasing by 11% from 2021 to 2022, but…
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Debt

will freezing card stop pending transactions
Have you recently made a remorseful purchase? Plenty of people regret using their financial cards to buy items or subscriptions. Credit card users may be…
how to protect your debit card from being hacked
There are several steps you can take to protect your debit card from being hacked, including checking your account often, using the ability to freeze…
how to fix a declined debit card
Key Takeaways If your debit card has been declined you should first check for insufficient funds, then check to see if the card is activated and/or…

Interest Rates

How Does Inflation Affect Borrowers?
We’ve all heard the term inflation when discussing economics, especially in 2022, but how does inflation affect borrowers? You may have recently heard or read about…
guaranteed home equity loans for bad credit
Homeowners who need more funds and have bad credit may have access to home equity loans. Home equity loans are a type of loan that…

Loans

Personal Loan Frauds and Scams What You Need to Look Out For
Some signs of personal loan fraud include guaranteed approval, hidden upfront fees, the involvement of prepaid cards, the lender not being registered in your state,…
how do credit cards make money
A credit card allows borrowers to borrow money from their revolving credit account repeatedly. You can conveniently use credit cards to make large transactions that…
how long to get a loan approved
The amount of time it takes to get a personal loan approved depends on several factors, including, the lender (banks, credit unions, online lenders, etc.),…

Quick And Easy Personal Loans Up To $2500*