Key Takeaways If you’re looking for a loan and keep getting denied, first check your credit report for mistakes, see if you can change your payment…

Key Takeaways A closed account on your report means that account is inactive. Whether or not this will affect your credit score will depend on that…

Key Takeaways A tier 4 credit score usually falls between 300-669, also described as fair or poor. A tier 4 credit score could be an outcome…

Key Takeaways Available Credit vs. Current Balance: The current balance refers to the charge(s) you’ve made to your card (including interest) while the available credit is…

Key Takeaways You can lease a car with no credit by using strategies like applying with a cosigner, making a large down payment, or taking over…

Credit score facts you need to know include knowing that consumers do not start with a 0 credit score, your payment history is the most…