How many americans have a personal loan

How Many Americans Have a Personal Loan in 2025?

Key Takeaways An average of 22-25 million Americans in 2025 hold a personal loan, with the average personal loan balance of $11,631, making it a common

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what happens to unpaid medical bills

What Happens if You Don’t Pay Medical Bills?

Key Takeaways If you don’t pay medical bills, they can be sent to collections, damage your credit score, and even lead to wage garnishment or legal…
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no income loans

No Income Loans – What are They?

Key Takeaways Securing a loan without a traditional income source is difficult, but some lenders accept alternative income like unemployment benefits, Social Security, or alimony to…
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do i get my deposit back from a secured credit card

If I cancel my secured credit card do I get my deposit back?

Key Takeaways If I cancel my secured credit card do I get my deposit back: Yes — as long as your balance is paid in full…
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how long should you keep credit card statements

How long should you keep credit card statements?

Key Takeaways You should keep your credit card statements for at least three to seven years, especially if they relate to tax documentation or disputes with…
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does applying for apartments hurt your credit

Does applying for an apartment hurt your credit?

Key Takeaways When you apply for an apartment, landlords often perform a hard credit inquiry to check your credit history. This can cause your credit score…
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what happens when you pay off your car

What Happens When You Pay Off Your Car?

Key Takeaways What happens when you pay off your car: the lien is released, the title becomes fully yours, and you no longer have monthly auto…
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