Are Hardship Grants Really Free Money?

Are Hardship Grants Really Free Money?

Key Takeaways Hardship grants are real and do not require repayment, but approval is not guaranteed. Most grants offer smaller amounts, typically between $100 and $1,000, and

Debt
Is 0,000 in Debt Worse Than Having No Savings

Is $100,000 in Debt Worse Than Having No Savings?

Key Takeaways The type of debt you have matters more than the amount. High-interest debt carries greater financial risk than lower-interest debt. Focusing only on paying off…
Budgeting

Need Money Now? 6 Payday Loan Alternatives that Won’t Destroy Your Credit

There’s absolutely nothing worse than payday loans that trap you in a cycle of debt and plummet your credit score. So, we’ve researched the safest…
Alternatives

Why Rent Will Keep Going Up (and Ways to Negotiate It)

Key Takeaways Rent keeps going up because post-pandemic demand surged while housing supply stayed tight, mortgage rates and home prices priced millions out of buying, and…
Budgeting
payday loan vs cash advance

Payday Loan vs. Cash Advance

A payday loan vs. cash advance are both ways for people to borrow money from their next paycheck. A payday loan is essentially one type…
Budgeting
How to Get a loan with no income

How to get a loan with no income

Key Takeaways Getting a no income loan is possible if the borrower shows proof of other forms of income, such as Social Security, rent, or unemployment…
Budgeting
do you get money when you refinance a loan

Do you get money when you refinance a loan

Key Takeaways Do you have to pay back money when you refinance a loan: Sometimes you do. Certain types of refinancing, like a cash-out refinance or…
Budgeting

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