Budgeting

Everything You Need to Know About Budgeting

Practical tips, guides, and expert insight to help you make smarter money decisions — written by the CreditNinja team.

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Which Credit Report Should I Request First?

There's no single "first" credit report that is best to request first. However, you should request your Equifax, Experian, and…

How much can I borrow with a 700 credit score

Key Takeaways You will be able to qualify for significantly more money in your loan or credit limit when you…

What is Zero-Sum Budgeting?

Key Takeaways Zero-sum budgeting or zero-based budgeting is a simple yet powerful method that helps you take full control of…

Can you go to jail for not paying loans

Key Takeaways While you won’t go to jail for not paying back a payday lender, there are still other negative…

What happens if a bank teller makes a mistake

Key Takeaways Bank errors are not an uncommon occurrence. When using financial services provided at a bank, a bank employee…

How to stop levy on your bank account

A levy on a bank account can happen when you cannot continue paying bills to creditors, also known as credit…

Why is my debit card declined when I have money

Key Takeaways Have you ever tried to make in-person or online purchases and have had your debit card declined? If…

Can you go to jail for disputing charges?

Financial experts suggest monitoring your financial statements periodically. You can dispute unauthorized credit card charges if you catch questionable or…

How long does it take to get out of chexsystems

Key Takeaways Have you recently been denied access to a bank account, checking account, savings account, or other banking services?…

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