adult woman putting notebooks into child's backpack.

Back-to-School Budget: How To Plan for School Costs All Year

Families should budget for both the initial back-to-school shopping trip and for expenses that arise throughout the year, including extracurricular activities, school fees, and other

Budgeting
how many loans can you take out?

How Many Loans Can You Have At Once?

Key Takeaways You can have multiple personal loans at once, but the number depends on the lender’s policies and your financial health—including credit score, income, and…
Budgeting
no income loans

No Income Loans – What are They?

Key Takeaways Securing a loan without a traditional income source is difficult, but some lenders accept alternative income like unemployment benefits, Social Security, or alimony to…
Budgeting
my bank account is overdrawn and I have no money

My bank account is overdrawn and I have no money

Key Takeaways If your bank account is overdrawn and you have no money, stop all transactions immediately, assess how much is needed to bring your balance…
Budgeting
can i borrow money from my social security

Can I Borrow Money from My Social Security Benefits? 

Key Takeaways You cannot borrow money directly from your Social Security benefits—federal rules prohibit using future benefits as a loan or collateral. While the previous loophole allowing…
Budgeting
can you go to jail for not paying a payday loan

Can you go to jail for not paying loans 

Key Takeaways Can you go to jail for not paying loans? You can’t go to jail for not paying payday loans; lenders/collectors threatening jail is illegal…
Budgeting
do you get money when you refinance a loan

Do you get money when you refinance a loan

Key Takeaways Do you have to pay back money when you refinance a loan: Sometimes you do. Certain types of refinancing, like a cash-out refinance or…
Budgeting

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