Budgeting Archives

Understanding Home Equity Investment Loans

Home equity investment loans are a type of agreement where a homeowner gets a lump sum payment from an investment company, in exchange for giving

How is the interest rate on a payday loan calculated

Key Takeaways A payday loan usually charges interest using a flat fee for each $100 borrowed, which is then annualized into an APR. For example, if…

Loan Liquidation: How to Liquidate Your Loan

Key Takeaways Loan liquidation refers to using a self-liquidating loan where the borrowed funds are repaid through revenue generated from the asset or inventory financed by…

Can you pay rent with cash?

Key Takeaways You can pay rent with cash if your landlord or rental agreement allows it, but always get a signed receipt to maintain a clear…

If I cancel my secured credit card do I get my deposit back?

If you get a secured credit card and cancel it, rest easy knowing you do get your security deposit back! Credit cards are an essential financial…

The pros and cons of a savings account

Pros of a savings account include having a safe place to store your money, and the ability to potentially accrue interest. The major con includes…

Are rewards cards worth it?

Rewards cards are worth it to specific consumers. Some borrowers state that credit cards are not worth the potential cost or rewards, while others argue…

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