Budgeting Archives

How Many Americans Have a Personal Loan in 2025?

Key Takeaways An average of 22-25 million Americans in 2025 hold a personal loan, with the average personal loan balance of $11,631, making it a common

How to clean your credit in 60 days

Key Takeaways In order to clean your credit in 60 days, you can dispute reporting mistakes, pay off outstanding debt using either the avalanche or snowfall…

How to make your money work for you

There are many ways to make your money work for you, you can look into the various kinds of savings accounts, investments, and passive income…

Can debt collectors garnish wages?

Key Takeaways Yes, debt collectors can garnish wages, but only in specific legal circumstances. For most consumer debts, a debt collector must first sue you, obtain…

Does phone bill affect credit score

Key Takeaways Does phone bill affect credit score? Paying your phone bill on time generally does not build credit since providers don’t usually report to credit…

How to manage a credit card wisely

Consumers can manage their credit card wisely by regularly checking their statements, making due payments on time, and by regularly paying off their total credit…

How long can a bank hold a check by law

Most banks have hold periods for checks, but how long can a bank hold a check by law? Well, it depends on the type of…

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