How many americans have a personal loan

How Many Americans Have a Personal Loan in 2025?

Key Takeaways An average of 22-25 million Americans in 2025 hold a personal loan, with the average personal loan balance of $11,631, making it a common

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Can A Debt Collector Garnish Your Wages

Can debt collectors garnish wages?

Key Takeaways Yes, debt collectors can garnish wages, but only in specific legal circumstances. For most consumer debts, a debt collector must first sue you, obtain…
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does phone bill affect credit score

Does phone bill affect credit score

Key Takeaways Does phone bill affect credit score? Paying your phone bill on time generally does not build credit since providers don’t usually report to credit…
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How To Manage a Credit Card Wisely

How to manage a credit card wisely

Consumers can manage their credit card wisely by regularly checking their statements, making due payments on time, and by regularly paying off their total credit…
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how long can a bank hold a check by law

How long can a bank hold a check by law

Most banks have hold periods for checks, but how long can a bank hold a check by law? Well, it depends on the type of…
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how to sign a check over to someone else

How to sign a check over to someone else

Key Takeaways To endorse a check to someone else, confirm they’re willing to accept it, verify their bank allows third-party checks, sign the back with “Pay…
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how to get rid of car with negative equity

How to get out of negative equity on a car 

Key Takeaways The most effective way to get out of negative equity on a car is to refinance your auto loan for better terms, continue making…
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