What Is a Credit Builder Loan?

A credit builder loan is a financial product that can help consumers establish a positive credit history. Unlike a traditional loan, borrowers will receive a

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Understanding the risks of taking out a cash loan

What is a cash loan?

Key Takeaways A cash loan is a type of personal loan that gives borrowers a lump sum of money upfront, which must be repaid over time…
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get free stuff from the government

Get free stuff from the government is it really possible

Key Takeaways Get free stuff from the government through programs like SNAP (food assistance), Medicaid, housing vouchers, and federal aid  that provide essential support to qualifying…
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can you cancel a credit card application

Can you cancel a credit card application

Key Takeaways Can you cancel a credit card that you just applied for? Once a credit card application is approved, you generally can’t cancel the application…
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does phone bill affect credit score

Does phone bill affect credit score

Key Takeaways Does phone bill affect credit score? Paying your phone bill on time generally does not build credit since providers don’t usually report to credit…
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How much do utilities cost per month in an apartment

How much do utilities cost per month in an apartment

Key Takeaways How much do utilities cost per month in an apartment? On average, renters in the U.S. spend about $253 per month on basic utilities…
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how to add a beneficiary to a bank account

How to add a beneficiary to a bank account

Key Takeaways To add a beneficiary to a bank account, first gather their basic information: full legal name, address, date of birth, and Social Security Number…
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