Why Rent Will Keep Going Up (and Ways to Negotiate It)

Key Takeaways Rent keeps going up because post-pandemic demand surged while housing supply stayed tight, mortgage rates and home prices priced millions out of buying, and

Budgeting
what happens when you pay off your car

What Happens When You Pay Off Your Car?

Key Takeaways What happens when you pay off your car: the lien is released, the title becomes fully yours, and you no longer have monthly auto…
Budgeting
what is suspense balance

What is a suspense balance

Key Takeaways A suspense balance is money temporarily held in a suspense account, typically due to incomplete, partial, or unclear payments—common in mortgage loans but not…
Budgeting
what increases your total loan balance

What increases your total loan balance

Key Takeaways Accrued interest on unsubsidized or private loans increases your total balance if unpaid during deferment or forbearance. Fees and penalties, such as late fees…
Budgeting
w2-vs-w4

W2 vs. W4: what’s the difference?

IRS tax forms, like a W-2 vs. W-4, differ in several ways, including who is responsible for filling out each form, what each form is…
Budgeting
semi monthly

Semi monthly vs monthly payments

Semi-monthly payments refer to a payment schedule or frequency with installments occurring twice a month. Monthly payments, on the other hand, refer to a payment…
Budgeting

What Is a Typical Annual Interest Rate for Purchases on a Credit Card in August 2025?

Key Takeaways In August 2025, the average U.S. credit card APR on new purchases was 23.99%, with most between 20% and 24%. The Federal Reserve reported an…
Budgeting

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