What Is a Credit Builder Loan?

A credit builder loan is a financial product that can help consumers establish a positive credit history. Unlike a traditional loan, borrowers will receive a

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can you go to jail for not paying a payday loan

Can you go to jail for not paying loans 

Key Takeaways Can you go to jail for not paying loans? You can’t go to jail for not paying payday loans; lenders/collectors threatening jail is illegal…
Budgeting
can I cash a check with my birth certificate

Can I cash a check with my birth certificate

Key Takeaways Can I cash a check with my birth certificate: A birth certificate alone is not sufficient to cash a check; it must be paired…
Budgeting
how is the interest rate on a payday loan calculated

How is the interest rate on a payday loan calculated

Key Takeaways A payday loan usually charges interest using a flat fee for each $100 borrowed, which is then annualized  into an APR. For example, if…
Budgeting
how much money should I keep in my checking account

How much money should I keep in my checking account?

In a best-case scenario, it’s best to keep a checking account balance of about two to three months’ worth of living expenses. That way, if…
Budgeting
Tired of Being Broke

Tired of being broke all the time? 4 tips to fix it

Unfortunately, almost 80% of US workers live paycheck to paycheck.1 If you’re tired of being broke all the time, you can change how you spend…
Budgeting
How To Manage a Credit Card Wisely

How to manage a credit card wisely

Consumers can manage their credit card wisely by regularly checking their statements, making due payments on time, and by regularly paying off their total credit…
Budgeting

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