Exposing the Impossible Odds of Winning on Prediction Markets Like PolyMarket and Kalshi

The Impossible Odds of Winning on PolyMarket and Kalshi

On January 3rd, 2026, one Polymarket user made $436,000 in less than 48 hours.1 Their secret, they knew the United States military was about to

Budgeting
Can You Pay Rent With Cash

Can you pay rent with cash?

Key Takeaways You can pay rent with cash if your landlord or rental agreement allows it, but always get a signed receipt to maintain a clear…
Budgeting
how is the interest rate on a payday loan calculated

How is the interest rate on a payday loan calculated

Key Takeaways A payday loan usually charges interest using a flat fee for each $100 borrowed, which is then annualized  into an APR. For example, if…
Budgeting
personal loan vs mortgage

Personal loan vs. mortgage: a breakdown

A personal loan is a type of funding consumers can use for just about any purpose, and a mortgage is a type of funding used…
Budgeting
do you get money when you refinance a loan

Do you get money when you refinance a loan

Key Takeaways Do you have to pay back money when you refinance a loan: Sometimes you do. Certain types of refinancing, like a cash-out refinance or…
Budgeting
taxes 101

Taxes 101  

Tax season has begun, but are you ready to file? Filing can be confusing–especially if you’re just starting out. But don’t worry, CreditNinja is here…
Budgeting
How To Get Overdraft Fees Refunded

How to get overdraft fees refunded

You can get overdraft fees refunded by contacting your bank and requesting them to waive overdraft fees. Bank fees can be costly, and overdraft fees…
Budgeting

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