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Everything You Need to Know About Credit

Practical tips, guides, and expert insight to help you make smarter money decisions — written by the CreditNinja team.
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Remove payday loan from credit report

Remove payday loan from credit report

Key Takeaways About 12 million Americans use payday loans every year.1 If you have recently taken out online payday loans…
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Which Credit Report Should I Request First?

Which Credit Report Should I Request First?

There's no single "first" credit report that is best to request first. However, you should request your Equifax, Experian, and…
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Can I lease a car with no credit

Can I lease a car with no credit

Key Takeaways A car lease is a great way to drive a new vehicle without paying for a car upfront.…
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The consequences of bad credit  

The consequences of bad credit  

One of the most common consequences of bad credit include having difficulty finding approval for loans. Furthermore, bad credit borrowers…
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What is tier 1 credit

What is tier 1 credit

Key Takeaways Tier 1 credit can be defined as the highest level of credit.1 And so, if you fall under…
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How much can I borrow with a 800 credit score?

How much can I borrow with a 800 credit score?

Key Takeaways The amount you can borrow with an 800 credit score will depend on your income, ability to repay,…
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Why did my credit score drop after dispute?

Why did my credit score drop after dispute?

Key Takeaways From time to time, an error might appear on your credit report. Mistakes in your credit report are…
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Personal Loans For A Credit Score Under 600

Personal Loans For A Credit Score Under 600

Key Takeaways Personal loans for a credit score under 600 include bad credit personal loans, payday loans, cash advances, no…
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How long does it take for a credit score to go up after paying off debt?

How long does it take for a credit score to go up after paying off debt?

Usually, debt payments will take two months to improve a bad credit score. However, in certain circumstances it may actually…
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