Loans

Everything You Need to Know About Loans

Practical tips, guides, and expert insight to help you make smarter money decisions — written by the CreditNinja team.

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How to have someone take over your car loan

Key Takeaways Some car owners may be able to have someone else take over their car loan by having their…

Do 401k loans affect credit scores?

Key Takeaways A 401(k) loan will not affect your credit scores or any part of your credit. As many people…

Dangers of credit cards

Some common dangers of credit cards include accumulating unmanageable debt, having your spending habits negatively affect your budget or credit…

Do credit card companies actually investigate?

Key Takeaways Credit card companies do investigate when there is suspicion of fraud. Creditors investigate by gathering information to determine…

How to Check if a Loan Company is Legitimate

Key Takeaways To check whether a loan company is legit, you should find out whether they are licensed. Also consider…

What is the maturity date of a loan

Key Takeaways Loan maturity dates are simply the last payment that a borrower will have to make. And so, if…

Home repair loans with bad credit

If you are a homeowner, you will likely have some home repair projects or home improvement goals on your mind.…

Do you get money when you refinance a loan

Key Takeaways If you have never renewed a loan before, you may be asking yourself, "Do you get money when…

How long does it take to get approved for a loan?

Key Takeaways The amount of time it takes to get a personal loan approved depends on several factors, including, the…

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