DIY christmas gift ideas on a budget

DIY Christmas Gift Ideas on a Budget

Christmas is right around the corner, and if you’re trying to stay on budget this year, DIY gifts may be the perfect solution. Handmade presents

Budgeting
how to check if a loan company is legitimate

How to Check if a Loan Company is Legitimate

Key Takeaways How to check if a loan company is legitimate – Verify licensing with state regulators, check customer reviews, research accreditations, and avoid lenders that…
Loans
does 401k loan affect credit

Do 401k loans affect credit scores?

Key Takeaways A 401(k) loan does not affect your credit score because it is not reported to credit bureaus and does not require a credit check…
Loans
can a loan company garnish your wages

Can a loan company garnish your wages

Key Takeaways Yes, a loan company can garnish your wages, but typically only after obtaining a court order; however, federal debts like taxes or student loans…
Budgeting
how long to get a loan approved

How long does it take to get approved for a loan?

Key Takeaways How long does it take to get approved for a loan depends on the lender and loan type—online lenders may approve within hours, banks…
Loans
desperately need a loan shark

Looking for How to Find a Loan Shark? Here are 7 Alternatives

Key Takeaways A loan shark is an individual who lends money at exorbitant or illegal interest rates, often employing threats or violence to collect debts. Loan…
Debt
can you get a loan with social security

Can You Get a Social Security Loan?

Key Takeaways You cannot get a loan directly from Social Security, but many lenders accept Social Security benefits as a valid source of income for loan…
Loans

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