What Is a Credit Builder Loan?

A credit builder loan is a financial product that can help consumers establish a positive credit history. Unlike a traditional loan, borrowers will receive a

Credit
how long are money orders good for

Do money orders expire?

Key Takeaways Money orders generally do not have expiration dates; however, certain issuers may impose non-refundable service charges on money orders that remain uncashed for extended…
Loans
how to finance a car with no job

How to finance a car with no job

Key Takeaways If you  need a car but have no money or job, you may still qualify for financing by using a cosigner, offering a large…
Loans
Understanding the risks of taking out a cash loan

What is a cash loan?

Key Takeaways A cash loan is a type of personal loan that gives borrowers a lump sum of money upfront, which must be repaid over time…
Budgeting
how long to get a loan approved

How long does it take to get approved for a loan?

Key Takeaways How long does it take to get approved for a loan depends on the lender and loan type—online lenders may approve within hours, banks…
Loans
Initial Loan Approval

Initial loan approval

Key Takeaways Initial loan approval means the lender has reviewed your finances and, based on a preliminary underwriting review, tentatively agreed to proceed, provided certain conditions…
Credit
emergency loans with no job

Emergency loans with no job

Key Takeaways Emergency loans with no job are possible, but most lenders will want to see another source of income. This could include unemployment benefits, disability…
Debt

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