What Happens Now That the Penny Is Gone?
No more wishing wells, no more crank machines, no more stuffing them into rolls and turning them in for cash. Because after 223 years, the
Brand
Lendmo is an online tribal lender that offers installment loans. Similar lenders to Lendmo include River Valley Loans, Mawka Finance, and Plain Green Loans, which…
Key Takeaways
Loans like Bright Lending are tribal loans with high APRs, appealing to those with poor credit needing fast cash, but their costly repayment terms…
Budgeting
No more wishing wells, no more crank machines, no more stuffing them into rolls and turning them in for cash. Because after 223 years, the…
If you don’t pay an installment loan or personal loan, you can face late fees, damage to your credit score, collection calls, and potentially even…
Credit cards are one of the most common financial tools Americans use, but they are also one of the biggest sources of debt. Today, total…
Credit
Key Takeaways
A soft inquiry does not affect your credit score—it results in zero point loss—while a hard inquiry can lower your score by up to…
If you don’t pay an installment loan or personal loan, you can face late fees, damage to your credit score, collection calls, and potentially even…
Debt
Key Takeaways
In 2025, the average American had $7,321 worth of credit card debt.
Credit card debt continues to rise in 2025, with Millennials and Gen X…
If you don’t pay an installment loan or personal loan, you can face late fees, damage to your credit score, collection calls, and potentially even…
Credit cards are one of the most common financial tools Americans use, but they are also one of the biggest sources of debt. Today, total…
Interest Rates
Key Takeaways
In August 2025, the average U.S. credit card APR on new purchases was 23.99%, with most between 20% and 24%.
The Federal Reserve reported an…
Key Takeaways
The average payday loan interest rate in 2025 is 391%
A typical two-week payday loan charging $15 per $100 has an annual percentage rate (APR)…
Loans
When you have bad credit and need access to funds quickly, choosing the right personal loan is critical. Applying for the wrong loan can result…
Salvage title loans are secured loans that let you borrow money using a vehicle with a salvage title as collateral. Even though a salvage title…
If you don’t pay an installment loan or personal loan, you can face late fees, damage to your credit score, collection calls, and potentially even…
Quick And Easy Personal Loans Up To $2500*