This cloudy town is located northeast of Dallas and belongs to the Dallas-Fort Worth metroplex. Garland is the 12th largest city in Texas and the 102nd most populated city in the US, with approximately 230,000 residents. From May to September, temperatures rise, giving tourists a great reason to visit Garland. Hot weather will give you the opportunity to enjoy all the water activities this town has to offer, such as the swim programs at the aquatic center.

Around 36% of Garland’s population speaks Spanish, while the majority speaks English. When it comes to its economy, Garland has one of the lowest poverty rates in the US. There are multiple developed industries, including electronics and steel fabrication. Thanks to these opportunities, the unemployment rate in Garland is 3.5%, which is below the U.S. average. According to experts, the city is expected to experience 40.5% more job growth over the next ten years, making it a potentially ideal city for building a future.

If you’re interested in buying a home in Garland, expect to pay around $198,000 on average. Renting will cost you the same as in other parts of the US.

Are you a Garland resident or considering  settling down in this city? A personal loan may help you resolve some minor financial troubles or help to put your financial health back on track.

What is a Personal Loan?

Personal loans are loans used for personal purposes. They’re often used for unexpected expenses, medical bills, vehicle repairs, or paying bills. Debt consolidation is another common reason for taking out a personal loan.

There are two types of personal loans: A secured loan requires you to back up the loan with an asset (collateral). If you’re late with your payments and you default on the loan, your lender will have the right to claim this asset. The second type of personal loan is an unsecured loan. Unsecured loans don’t require any collateral, however they may be more difficult to get. 

The amount of money you can borrow may depend on your income and credit score and be subject to legal limitations, depending on where you live in the U.S. Some lenders and banks may have a  limit on the maximum amount they can loan to individuals. In these situations your income level may not matter, as the lender simply caps the amount it is willing to lend at a certain amount.   

Personal loans oftentimes have a fixed interest rate and a set repayment period, which typically is between 12 to 60 months. If you have a good credit history, a regular source of income, and a good employment history, then there’s a high likelihood that lenders will consider you a viable candidate for a personal loan. 

Why Should You Take out a Personal Loan from CreditNinja?

Personal loans made or arranged by CreditNinja are tailored to fit your needs and help you take control of your financial situation. As long as you meet our basic age and income requirements, you can apply for our personal loans.

Our simple application process is available 24/7 — you can submit an online application anytime, and it only takes a few minutes.

Applications approved before 10:30 a.m. CT Monday – Friday are generally funded the same business day. Applications approved after this time are generally funded the next business day.¹ Some applications may require additional verification, in which case, the loan if approved, will be funded the business day after such additional verification is completed. If we approve your loan application, funds may be deposited to your bank account as soon as the next business day. If approved before 10:30 AM on a given business day, the money could be in your account as early as the end of that same business day!

Have any questions about the personal loans offered by CreditNinja?   Not sure which loan is the best for you? Then contact our Customer Care Team —We’d love to answer any questions you may have. Residents of Garland in need of a personal loan: start your application with CreditNinja today!

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