Loans from
$300 – $5,000

Repayment term
4 – 24 Months

Minimum credit score
No min. to apply

The figures provided are representative of a typical installment loan made or arranged by CreditNinja and are not guaranteed rates or terms that you may qualify for.

By CreditNinja
Modified on March 15, 2024

When thinking about California, most people associate the state with its beautiful beaches and year-round warm weather. Even though California’s capital doesn’t fit that description, Sacramento has a lot to offer.

Sacramento is becoming one of the top destinations in California because it’s more affordable than other big metropolitan areas. It also has a vibrant culture, many restaurants, and a steady job market. Pair that with reasonable living costs and you have a very attractive city to live in. But that doesn’t mean Sacramento doesn’t have its share of residents in financial hardship.

When Sacramento residents find themselves in financial hardship and need money, they often turn to fast personal loans. Aside from traditional in-store lenders, people in Sacramento borrow from online lenders such as CreditNinja.

CreditNinja offers personal loans for any purpose, and residents of Sacramento can use our lending services whenever they need financial help.

What Are Personal Loans?

Personal loans are simple to apply for and use. To apply, you need to meet basic criteria, such as age and income requirements. After submitting a loan application and if approved, the funds can be deposited into your bank account – sometimes as soon as the next business day. When making payments, expect to also pay interest and other fees associated with the loan.

One common example of a personal loan is called an “installment loan.” With this kind of loan payments are made in regular installments. By having many payments over an extended period, most people find installment loans to be more manageable than cash advance loans.

Regardless of the loan type and your repayment schedule, it’s wise to research all of your options prior to signing for a loan. The decision to apply for a loan should be deliberate and well thought out.  Remember, how you manage a new financial obligation could affect your financial health for up to a decade after the loan is taken.

CreditNinja offers personal loans with full transparency and no hidden costs. Our convenient easy application process and customer service is why Sacramento residents choose us over other lenders. We strive to help our customers be one step closer to the financial freedom that they deserve.

Applying for Personal Loans in Sacramento

Our application process is easy and can be completed online. All you need is a smartphone, a laptop, or any other device that can connect to the internet. You can apply for our personal loans 24 hours a day, seven days a week. Getting a decision is quick, and you can get your funds as soon as the next business day, if approved.

CreditNinja conducts business online as it is both safer and more convenient for Sacramento residents than applying in person.

Apply today and see how much you qualify for.

Why Choose CreditNinja over Other Lenders?

We aim to help our customers by providing financial help when you need it the most. Our loans come with no hidden costs, and you’ll know how much you need to pay back from the very beginning.

Aside from an easy application process that can be done in minutes, we deposit your cash into your account as soon as possible, as we know how important time is when you’re in urgent need of fast cash.¹ We offer loans with flexible repayment terms, because our goal is to help our customers achieve financial stability.

How to Apply for CreditNinja’s Personal Loans

One of the main concerns people have when applying for traditional loans is that they can’t get approved because they don’t have an excellent credit score. People are also hesitant because hard credit checks performed by banks can lower your score.

To apply for our personal loans, you need to be 18 years of age, have an active checking account, a regular income, and be willing to share your current contact information.

If you have questions feel free to contact us, as our team of loan advocates is ready to help you get back on track.

What our borrowers are saying