What Is a Credit Builder Loan?

A credit builder loan is a financial product that can help consumers establish a positive credit history. Unlike a traditional loan, borrowers will receive a

Brand

loans like lendumo
Lendmo is an online tribal lender that offers installment loans. Similar lenders to Lendmo include River Valley Loans, Mawka Finance, and Plain Green Loans, which…
Bright Lending
Key Takeaways Loans like Bright Lending are tribal loans with high APRs, appealing to those with poor credit needing fast cash, but their costly repayment terms…

Budgeting

Can You Borrow From Your Pension
The ability to borrow from your pension depends on your pension plan. Traditional Individual Retirement Accounts (IRAs) do not allow loans, but employer-sponsored retirement plans…
I need 100 dollars now
Key Takeaways Several cash advance apps provide quick access to $100 without credit checks or interest, offering immediate financial relief. CreditNinja also offers bad credit loan…
how much money do you need to never work again
Key Takeaways To “never work another day in your life”, you generally need to save 25 times your expected annual expenses using the 4% rule, but…

Credit

last chance loans for bad credit
Key Takeaways Second chance loans are designed for borrowers with bad or no credit, offering a chance to access funding and rebuild credit through manageable monthly…
personal loan, best reason to give for a personal loan, applying for a personal loan
Key Takeaways Debt consolidation is a strategic reason for obtaining a personal loan. It combines multiple high-interest debts into a single, lower-interest payment, simplifying finances and…
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Debt

I need 100 dollars now
Key Takeaways Several cash advance apps provide quick access to $100 without credit checks or interest, offering immediate financial relief. CreditNinja also offers bad credit loan…
is cancelling a credit card bad
Canceling a credit card could be good or bad depending on your spending habits, current credit utilization, and the diversity of your credit profile.  If closing…
unsecured vs. secured debt
Choosing the perfect loan for your financial situation can be difficult. There are a plethora of debt options out there, each with different terms, conditions,…

Interest Rates

interest rates explained true cost
An interest rate is the amount lenders charge for borrowing money. It’s typically expressed as a percentage of the principal on an annual basis. Interest…
how to get a house loan with bad credit
CreditNinja is here to help you figure out how to get a house with bad credit and, more importantly, whether or not buying a home…

Loans

how to finance a car with no job
Key Takeaways If you  need a car but have no money or job, you may still qualify for financing by using a cosigner, offering a large…
High-Risk Personal Loans, Guaranteed Approval, Direct Lenders
Key Takeaways High-risk personal loans with “guaranteed approval” from direct lenders often target individuals with poor credit or low income, but such guarantees can signal predatory…
can i get a payday loan in another state
Going through a money crisis while out of state can be extremely stressful. If you are traveling, on vacation, or moving across state lines, you…

Quick And Easy Personal Loans Up To $2500*