How Many Americans Have a Personal Loan in 2025?
Key Takeaways An average of 22-25 million Americans in 2025 hold a personal loan, with the average personal loan balance of $11,631, making it a common
Brand
Are you thinking about working more than one job? Having a second job may be a great way to earn extra income to afford bills…
Key Takeaways
To endorse a check to someone else, confirm they’re willing to accept it, verify their bank allows third-party checks, sign the back with “Pay…
Budgeting
Key Takeaways
An average of 22-25 million Americans in 2025 hold a personal loan, with the average personal loan balance of $11,631, making it a common…
Key Takeaways
In August 2025, the average U.S. credit card APR on new purchases was 23.99%, with most between 20% and 24%.
The Federal Reserve reported an…
Credit
Key Takeaways
If you’re looking for a loan and keep getting denied, first check your credit report for mistakes, see if you can change your payment…
Key Takeaways
A closed account on your report means that account is inactive. Whether or not this will affect your credit score will depend on that…
Debt
Key Takeaways
Several companies offer title loan buyout programs to help borrowers refinance existing high-interest title loans, potentially securing better terms and lower interest rates.
Refinancing…
Key Takeaways
If someone writes you a bad check and you cash it, the check may bounce and you could face overdraft fees, a negative account…
Key Takeaways
To cash a check without a valid ID, use mobile banking apps or online services that allow check deposits via smartphone. Once deposited, access…
Interest Rates
Key Takeaways
The average payday loan interest rate in 2025 is 391%
A typical two-week payday loan charging $15 per $100 has an annual percentage rate (APR)…
Key Takeaways
In August 2025, the average U.S. credit card APR on new purchases was 23.99%, with most between 20% and 24%.
The Federal Reserve reported an…
Loans
Key Takeaways
The average payday loan interest rate in 2025 is 391%
A typical two-week payday loan charging $15 per $100 has an annual percentage rate (APR)…
Key Takeaways
An average of 22-25 million Americans in 2025 hold a personal loan, with the average personal loan balance of $11,631, making it a common…
Key Takeaways
When requesting a loan from your boss, maintain professionalism and transparency. Clearly state the amount needed, the purpose of the loan, and propose a…
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