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What Is a Suspense Balance? Mortgage Suspense Accounts Explained

A suspense balance is money that a lender holds in suspense until the payment can be applied to the loan. This can happen for personal

Budgeting

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Auto Lending
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Credit
Credit Score
Debt
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Non-Traditional Loans

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Alternatives
Auto Lending
Borrowing Amounts
Brand
Budgeting
Credit
Credit Score
Debt
Interest Rates
Lending Options
Loans
Non-Traditional Loans

Pledge Loan

Key Takeaways A pledge loan is a secured loan that requires the borrower to offer assets like real estate, vehicles, or investments as collateral in exchange…

Cash Access

Can Payday Loans Take You to Court?

Key Takeaways Yes, payday lenders can take you to court if you fail to repay your loan, and a court judgment may lead to wage garnishment,…

Cash Access

Why Is My Tax Refund So Low?

If your tax refund was lower than you expected, it could be because you had less tax withheld from your paychecks this year than you…

Alternatives

How to Get a $900 Bad Credit Loan Online

Key Takeaways If you need a $900 loan, there are several options to consider, including personal installment loans, credit union loans, payday loans, and credit card…

Borrowing Amounts

My bank account is overdrawn and I have no money

Key Takeaways If your bank account is overdrawn and you have no money, stop all transactions immediately, assess how much is needed to bring your balance…

Budgeting

$1,000 Loan for Cash Advance

Key Takeaways A $1,000 loan can be obtained through various options, including cash advances, payday loans, or installment loans like personal loans. Cash advances are short-term loans…

Borrowing Amounts

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Quick And Easy Personal Loans Up To $2500*

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A little about us

Since we began in 2018 we’ve offered financial solutions to over 275,000 borrowers. If you’re one of the many Americans in a difficult financial situation, CreditNinja’s online loans may be the answer you’ve been looking for. And our online application makes the entire process easier than ever. No more waiting in long lines or filling out a bunch of paperwork. Apply from the comfort of your own home, and if approved, you may receive the funds as soon as the same day.* Choose a safe and reliable financial solution today

Don’t let unplanned expenses ruin your budget. Apply for an online loan today with CreditNinja, and find out how we can help you.

Talk to us855-NINJA-01 (855-646-5201)

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CA Residents: Do Not Sell My Personal Information State Licenses and Disclosures FAQ CC Connect Sitemap Careers

*Not all loan requests are approved. Approval and loan terms vary based on credit determination and state law. Applications approved before 10:30 a.m. CT Monday – Friday are generally funded the same business day. Applications approved after this time are generally funded the next business day. Some applications may require additional verification, in which case, the loan, if approved, will be funded the business day after such additional verification is completed.

CreditNinja Lending, LLC NMLS ID# 1752769 | NMLS Consumer Access.

STATE LAW DISCLOSURES. California residents: Loans will be arranged or made pursuant to a California Finance Lenders Law License. Texas residents: CreditNinja operates as a Credit Access Business (#159810). Delaware residents: CreditNinja is licensed by the Delaware State Bank Commissioner pursuant to 5 Del. C. § 2201, et seq., and expires 12/31/2026.

NOTICE OF FURNISHING NEGATIVE INFORMATION. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.

LOAN DISBURSEMENT. Applications approved before 10:30 a.m. CT Monday-Friday are generally funded the same business day. Applications approved after this time are generally funded the next business day. Some applications may require additional verification, in which case the loan, if approved, will be funded the business day after such additional verification is completed.

ACCEPTED PAYMENT METHODS FOR FEB LOANS. For loans made by First Electronic Bank, acceptable payment methods include ACH, debit card, personal check, money order, and cashier’s check. Cash is not accepted.

FEB Installment Loans are provided by First Electronic Bank, a Utah-chartered industrial bank located in Salt Lake City, Utah.

Depending on your state of residence, applications submitted on this website may be originated by CC Connect, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah. For more information, please visit our CC Connect page.

CreditNinja and their lending partners offer loans with rates as low as 35.99% and repayment terms between 3 and 24 months. A representative example of payment terms for an unsecured Personal Loan is as follows: a borrower receives a loan of $100 for a term of 3 months, with an interest rate of 35.99%, for an APR of 35.99%. In this example, the borrower will receive $100 and will make 3 monthly payments of $35.35. Your loan amount, APR and repayment term will vary based on your credit worthiness, state and lender or lending partner.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT. To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.