What Is a Credit Builder Loan?

A credit builder loan is a financial product that can help consumers establish a positive credit history. Unlike a traditional loan, borrowers will receive a

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Tired of Being Broke

Tired of being broke all the time? 4 tips to fix it

Unfortunately, almost 80% of US workers live paycheck to paycheck.1 If you’re tired of being broke all the time, you can change how you spend…
Budgeting
how much will credit score increase after bankruptcy falls off

How much will credit score increase after bankruptcy falls off?

Key Takeaways After bankruptcy is removed from your credit report—7 years for Chapter 13 and 10 years for Chapter 7—your credit score may increase by 30…
Credit
Credit cards with 2000 limit guaranteed approval

Credit cards with 2000 limit guaranteed approval

Key Takeaways Secured credit cards, like the OpenSky® Secured Visa® Credit Card, let you set a credit limit up to $3,000 with a refundable security deposit,…
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how long does credit card approval take

How long does credit card approval take

Approval for a credit card can take anywhere from a few minutes up to 30 days. The processing time depends on the lender, the verification…
Budgeting
Does Rent Affect Your Credit Score

Does late rent affect credit scores?

Late rent typically does not impact credit scores, unless your rent payments are being reported to the credit bureaus, something you usually have to do…
Budgeting
Will refinancing a car hurt my credit

Does refinancing a car hurt your credit?

Whether or not refinancing a car will hurt credit will depend mostly on your actions—making on-time payments can help your credit, while missed or late…
Consolidation

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