Credit Archives

Understanding Home Equity Investment Loans

Home equity investment loans are a type of agreement where a homeowner gets a lump sum payment from an investment company, in exchange for giving

How to finance a phone with bad credit

Key Takeaways Financing a phone with bad credit is possible through several strategies: Prepaid Plans: Opting for a prepaid plan allows you to pay for service upfront…

How to remove hold on a debit card

A debit or credit card hold is a regular part of merchant protection. However, it can be confusing and sometimes cause issues with purchases and…

How long before collection agency reports to credit bureau

Key Takeaways A collection agency may report a delinquent account to the credit bureaus as early as 31 days after a missed payment, following required validation…

If I pay off a personal loan early do I pay less interest?

If you pay your loan off early, you may pay less interest. But some lenders also charge prepayment penalties. This will depend on your specific…

Should I sell my car or keep it?

If you no longer use your car that is in decent and functioning condition, you may consider selling it. However, if your car needs extensive…

What is teletrack things you need to know

Key Takeaways Teletrack is a consumer reporting agency, now part of Equifax, that collects alternative credit data—such as payday loan activity, payment history, and employment info—to…

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