Credit Archives

What Percentage of Americans Live Below the Poverty Line in 2025?

Key Takeaways The latest U.S. Census data shows that about 10.6% of Americans live below the poverty line, representing roughly 35.9 million people. The poverty line is

What information is needed for a soft credit check

Key Takeaways What information is needed for a soft credit check: Generally, you will need your full legal name, a government-approved state-issued photo ID, your social…

Can you pass a credit check with no credit history

Worried about if you can pass a credit check with no credit history? Don’t worry! The concept of “passing” a credit check simply means accessing…

Average down payment on a car with no credit

When financing a car, you will likely need a down payment. Down payment requirements vary depending on where you are purchasing your vehicle and the…

What is a tier 3 credit score

Key Takeaways A tier 3 credit score ranges from 670 to 739 and is considered “good”—borrowers in this range are typically eligible for loans but may…

How much can I borrow with a 800 credit score?

Key Takeaways With an 800 credit score, you may qualify to borrow significantly larger loan amounts, but your income and ability to repay still determine the…

Credit access line vs credit limit fully explained

Key Takeaways Credit access line vs credit limit: A credit limit is the maximum amount you are allowed to spend on a revolving credit account, whereas…

Quick And Easy Personal Loans Up To $2500*