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Back-to-School Budget: How To Plan for School Costs All Year

Families should budget for both the initial back-to-school shopping trip and for expenses that arise throughout the year, including extracurricular activities, school fees, and other

Budgeting
pre approved vs pre qualified credit cards

Pre approved vs pre qualified credit cards

Key Takeaways Pre-qualification for a credit card involves a basic review of financial information to assess approval likelihood, often initiated by the consumer. Pre-approval is usually…
Credit
how to get a cell phone with bad credit and no deposit

How to finance a phone with bad credit

Key Takeaways ​Financing a phone with bad credit is possible through several strategies: Prepaid Plans: Opting for a prepaid plan allows you to pay for service upfront…
Credit
are reward cards worth it

Are rewards cards worth it?

Rewards cards are worth it to specific consumers. Some borrowers state that credit cards are not worth the potential cost or rewards, while others argue…
Budgeting
average credit score after chapter 13 discharge

Average credit score after chapter 13 discharge

Key Takeaways The average credit score after Chapter 13 discharge typically falls in the poor to fair range, often between 580 and 669, depending on how…
Credit
how to get dental work with bad credit

Dental financing for bad credit

Key Takeaways It’s possible to get dental financing even with a low credit score. Options include personal loans from lenders with flexible approval standards, in-house financing…
Credit
why did my credit score drop when my balance decreased

Why did my credit score drop when my balance decreased?

Key Takeaways Your credit score may drop when your balance decreases due to related factors like closed accounts reducing your credit utilization limit, loss of credit…
Credit

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