10 Financial Resolutions for the New Year (1)

10 Financial Resolutions for the New Year

January is “Financial Wellness Month!” So it’s the perfect time to take a closer look at your personal finances. CreditNinja has 10 financial New Year’s

Budgeting
available credit vs current balance

Available credit vs current balance

Key Takeaways Available Credit vs. Current Balance: The current balance refers to the charge(s) you’ve made to your card (including interest) while the available credit is…
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does phone bill affect credit score

Does phone bill affect credit score

Key Takeaways Does phone bill affect credit score? Paying your phone bill on time generally does not build credit since providers don’t usually report to credit…
Budgeting
how to get a cell phone with bad credit and no deposit

How to finance a phone with bad credit

Key Takeaways ​Financing a phone with bad credit is possible through several strategies: Prepaid Plans: Opting for a prepaid plan allows you to pay for service upfront…
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what does closed account mean on credit report

What does closed account mean on credit report

Key Takeaways A closed account on your report means that account is inactive. Whether or not this will affect your credit score will depend on that…
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what is telecheck

What is teletrack things you need to know

Key Takeaways Teletrack is a consumer reporting agency, now part of Equifax, that collects alternative credit data—such as payday loan activity, payment history, and employment info—to…
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applying for a loan online with bad credit

Applying for a loan online with bad credit

Applying for a loan online with bad credit is not easy. If you’re in the market for a personal loan, you’ve probably already discovered that….
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