What Is a Credit Builder Loan?

A credit builder loan is a financial product that can help consumers establish a positive credit history. Unlike a traditional loan, borrowers will receive a

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what information is needed for a soft credit check

What information is needed for a soft credit check

Key Takeaways What information is needed for a soft credit check: Generally, you will need your full legal name, a government-approved state-issued photo ID, your social…
Budgeting
what is spreading in banking

What is spreading in banking

In finances, there is a term called spreading or spread. In general, spreading within financial institutions means transferring complicated financial statements into a more digestible…
Budgeting
can i pay off credit card with another credit card

Can you pay off a credit card with another credit card

Many people find themselves struggling to pay down their credit card debt. In fact, for the first time ever, credit card debt for Americans has…
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how to get a cell phone with bad credit and no deposit

How to finance a phone with bad credit

Key Takeaways ​Financing a phone with bad credit is possible through several strategies: Prepaid Plans: Opting for a prepaid plan allows you to pay for service upfront…
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loans with instant bank verification

Ibv check

Instant bank verification (IBV) is the process of a lender or financial institution confirming that an applicant has a bank/checking account. IBV allows lenders to…
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tier 3 credit

What is a tier 3 credit score

Key Takeaways A tier 3 credit score ranges from 670 to 739 and is considered “good”—borrowers in this range are typically eligible for loans but may…
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