What Is a Credit Builder Loan?

A credit builder loan is a financial product that can help consumers establish a positive credit history. Unlike a traditional loan, borrowers will receive a

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what is spreading in banking

What is spreading in banking

In finances, there is a term called spreading or spread. In general, spreading within financial institutions means transferring complicated financial statements into a more digestible…
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how to get a car with no credit or cosigner

How to get a car with no credit or cosigner

Cars can cost thousands, which is why many people choose to finance the purchase through an auto loan. In 2023, Americans under the age of…
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remove payday loan from credit report

Remove payday loan from credit report

Key Takeaways You can only remove a payday loan from your credit report if it was reported in error or the lender was operating illegally—otherwise, accurate…
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How Long Before Collection Agency Reports to a Credit Bureau

How long before collection agency reports to credit bureau

Key Takeaways A collection agency may report a delinquent account to the credit bureaus as early as 31 days after a missed payment, following required validation…
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can i lease a car with no credit

Can I lease a car with no credit

Key Takeaways You can lease a car with no credit by using strategies like applying with a cosigner, making a large down payment, or taking over…
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can you have a 700 credit score with collections

Can You Have a 700 Credit Score with Collections?

Key Takeaways You can have a 700 credit score with collections, but it’s rare—collections usually lower scores significantly, especially if they are recent or unpaid. In general,…
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