How many americans have a personal loan

How Many Americans Have a Personal Loan in 2025?

Key Takeaways An average of 22-25 million Americans in 2025 hold a personal loan, with the average personal loan balance of $11,631, making it a common

Budgeting
what happens to unpaid medical bills

What Happens if You Don’t Pay Medical Bills?

Key Takeaways If you don’t pay medical bills, they can be sent to collections, damage your credit score, and even lead to wage garnishment or legal…
Budgeting
who will give me a loan when no one else will

Who Will Give Me a Loan When No One Else Will?

Key Takeaways Personal installment lenders may offer loans to people with poor credit when traditional banks won’t, with manageable monthly payments and flexible terms. Online personal loans…
Debt
Credit Score Simulator Paying off Debt

Credit score simulator: paying off debt

Key Takeaways A credit score simulator can help you see how paying off debt might improve your score. Reducing your debt lowers your credit utilization and…
Credit
what happens to unpaid medical bills

How to dispute medical collections

Key Takeaways To dispute medical collections, start by reviewing your credit report for any errors. Request validation of the debt directly from the medical provider and…
Debt
companies that pay off title loans

Companies that Pay Off Title Loans

Key Takeaways Several companies offer title loan buyout programs to help borrowers refinance existing high-interest title loans, potentially securing better terms and lower interest rates. Refinancing…
Debt
what happens if i deposit a bad check

What happens if I deposit a bad check? 

Key Takeaways If someone writes you a bad check and you cash it, the check may bounce and you could face overdraft fees, a negative account…
Debt

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