What Is a Credit Builder Loan?

A credit builder loan is a financial product that can help consumers establish a positive credit history. Unlike a traditional loan, borrowers will receive a

Credit
missed payment for car repo

How Many Car Payments Can You Miss Before Repossession?

Key Takeaways Repossession generally occurs after two or three missed payments. Some lenders may initiate repossession after a single missed payment if outlined in the loan…
Budgeting
who will give me a loan when no one else will

Who Will Give Me a Loan When No One Else Will?

Key Takeaways Personal installment lenders may offer loans to people with poor credit when traditional banks won’t, with manageable monthly payments and flexible terms. Online personal loans…
Debt
How Long Before Collection Agency Reports to a Credit Bureau

How long before collection agency reports to credit bureau

Key Takeaways A collection agency may report a delinquent account to the credit bureaus as early as 31 days after a missed payment, following required validation…
Credit
what should you do with the money left over after all monthly expenses are paid

What should you do with the money left over after all monthly expenses are paid?

Key Takeaways The best use of money left over after all monthly expenses are paid is to focus on financial goals like building an emergency fund,…
Budgeting
how long does a repo stay on your credit

How long does a repo stay on your credit

Key Takeaways A repossession can stay on your credit report for up to seven years, whether it is voluntary or involuntary. Repossession negatively impacts your credit score…
Budgeting
what happens if i deposit a bad check

What happens if I deposit a bad check? 

Key Takeaways If someone writes you a bad check and you cash it, the check may bounce and you could face overdraft fees, a negative account…
Debt

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