adult woman putting notebooks into child's backpack.

Back-to-School Budget: How To Plan for School Costs All Year

Families should budget for both the initial back-to-school shopping trip and for expenses that arise throughout the year, including extracurricular activities, school fees, and other

Budgeting
how to cash a check without id

How to cash a check without id

Key Takeaways To cash a check without a valid ID, use mobile banking apps or online services that allow check deposits via smartphone. Once deposited, access…
Budgeting
BNPL

“Buy Now Pay Later” Is Keeping You Broke

Key Takeaways Buy now, pay later is increasingly used for everyday purchases, not just large or discretionary items. BNPL options increase spending and reduce friction at checkout,…
Budgeting
What Does Pawning Something Mean

What Does Pawning Something Mean?

What does pawning something mean? When someone pawns something, they are taking out a loan using one of their possessions as collateral. The pawn shop…
Debt
can you go to jail for not paying a payday loan

Can you go to jail for not paying loans 

Key Takeaways Can you go to jail for not paying loans? You can’t go to jail for not paying payday loans; lenders/collectors threatening jail is illegal…
Budgeting
companies that pay off title loans

Companies that Pay Off Title Loans

Key Takeaways Several companies offer title loan buyout programs to help borrowers refinance existing high-interest title loans, potentially securing better terms and lower interest rates. Refinancing…
Auto Lending
Credit Card for the Unemployed

Can You Get A Credit Card With No Job?

Key Takeaways Credit card options for the unemployed include secured cards, student cards, business cards for the self-employed, and cards with low limits—approval depends on income…
Credit

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