How many americans have a personal loan

How Many Americans Have a Personal Loan in 2025?

Key Takeaways An average of 22-25 million Americans in 2025 hold a personal loan, with the average personal loan balance of $11,631, making it a common

Budgeting
How Much Do Collections Affect Credit Scores

How much does collections affect credit score?

Medical collections, unpaid student loans, and other collection accounts can, unfortunately remain on your credit history for up to seven years and significantly negatively hurt…
Debt
what is the minimum monthly payment on medical bills

What is the minimum monthly payment on medical bills

Key Takeaways The minimum monthly payment for medical bills varies depending on the provider and the agreement. Many providers offer structured payment plans, and in some…
Budgeting
i desperately need a loan for bad credit

I desperately need a loan for bad credit

It’s not easy knowing you owe more money than you currently have. For those times, personal loans can provide people with the resources and relief…
Credit
bad credit interest rate

Interest rates for bad credit

Key Takeaways Interest rates for bad credit are significantly higher across all loan types—auto loan APRs can exceed 16%, personal loans can reach 28% or more,…
Debt
Can A Debt Collector Garnish Your Wages

Can debt collectors garnish wages?

Key Takeaways Yes, debt collectors can garnish wages, but only in specific legal circumstances. For most consumer debts, a debt collector must first sue you, obtain…
Budgeting
guaranteed home equity loans for bad credit

Guaranteed home equity loan with bad credit

Key Takeaways Guaranteed home equity loan with bad credit: you can access your home’s equity even with a low credit score, especially through loans secured by…
Debt

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