adult woman putting notebooks into child's backpack.

Back-to-School Budget: How To Plan for School Costs All Year

Families should budget for both the initial back-to-school shopping trip and for expenses that arise throughout the year, including extracurricular activities, school fees, and other

Budgeting
BNPL

“Buy Now Pay Later” Is Keeping You Broke

Key Takeaways Buy now, pay later is increasingly used for everyday purchases, not just large or discretionary items. BNPL options increase spending and reduce friction at checkout,…
Budgeting
how many loans can you take out?

How Many Loans Can You Have At Once?

Key Takeaways You can have multiple personal loans at once, but the number depends on the lender’s policies and your financial health—including credit score, income, and…
Budgeting
i desperately need a loan for bad credit

I desperately need a loan for bad credit

It’s not easy knowing you owe more money than you currently have. For those times, personal loans can provide people with the resources and relief…
Credit
emergency loans with no job

Emergency loans with no job

Key Takeaways Emergency loans with no job are possible, but most lenders will want to see another source of income. This could include unemployment benefits, disability…
Debt
Credit Card for the Unemployed

Can You Get A Credit Card With No Job?

Key Takeaways Credit card options for the unemployed include secured cards, student cards, business cards for the self-employed, and cards with low limits—approval depends on income…
Credit
can you go to jail for not paying a payday loan

Can you go to jail for not paying loans 

Key Takeaways Can you go to jail for not paying loans? You can’t go to jail for not paying payday loans; lenders/collectors threatening jail is illegal…
Budgeting

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