Debt

Everything You Need to Know About Debt

Practical tips, guides, and expert insight to help you make smarter money decisions — written by the CreditNinja team.

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What Is a Hardship Loan With Bad Credit?

A hardship loan with bad credit is a short-term loan designed to help you cover an unexpected expense when your…

How To Get $1500 ASAP

If you need $1500 ASAP, even with bad credit, ways to get it fast include selling personal items, taking on…

Can You Get A Credit Card With No Job?

Key Takeaways Yes, you can get a credit card with no job but you’ll need to show some form of…

How Many Car Payments Can You Miss Before Repossession?

Key Takeaways In many states, lenders are legally allowed to begin the repossession process after just one missed car payment,…

Credit score simulator: paying off debt

Key Takeaways A credit score simulator is a tool that can show you an estimate of the impact of your…

Payday Loan vs. Cash Advance

A payday loan vs. cash advance are both ways for people to borrow money from their next paycheck. A payday…

How to dispute medical collections

Key Takeaways If you receive an incorrect medical bill, you can dispute the medical collections account by contacting the healthcare…

How long before collection agency reports to credit bureau

Key Takeaways The United States has three primary credit reporting agencies.1 If you owe funds to a collection agency, you…

Loan loss provisions

Loan loss provisions are financial safety precautions designed to protect lenders and other financial institutions from monetary losses from delinquent…

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