How many americans have a personal loan

How Many Americans Have a Personal Loan in 2025?

Key Takeaways An average of 22-25 million Americans in 2025 hold a personal loan, with the average personal loan balance of $11,631, making it a common

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Can A Debt Collector Garnish Your Wages

Can debt collectors garnish wages?

Key Takeaways Yes, debt collectors can garnish wages, but only in specific legal circumstances. For most consumer debts, a debt collector must first sue you, obtain…
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guaranteed home equity loans for bad credit

Guaranteed home equity loan with bad credit

Key Takeaways Guaranteed home equity loan with bad credit: you can access your home’s equity even with a low credit score, especially through loans secured by…
Debt
how to get rid of car with negative equity

How to get out of negative equity on a car 

Key Takeaways The most effective way to get out of negative equity on a car is to refinance your auto loan for better terms, continue making…
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how soon after bankruptcy can i get a credit card

Credit cards after bankruptcy

There may be a few complications when applying for a credit card after bankruptcy, but it may be possible. You might be surprised by the…
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desperately need a loan shark

Looking for How to Find a Loan Shark? Here are 7 Alternatives

Key Takeaways A loan shark is an individual who lends money at exorbitant or illegal interest rates, often employing threats or violence to collect debts. Loan…
Debt
debt consolidation vs debt settlement

Debt consolidation vs debt settlement

Both debt consolidation and settlement are strategies for debt repayment. Debt consolidation involves combining several debts into a single loan or credit card. In contrast,…
Debt

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