Debt Archives

What Is a Hardship Loan With Bad Credit?

A hardship loan with bad credit is a short-term loan designed to help you cover an unexpected expense when your credit score isn’t strong enough

How long before collection agency reports to credit bureau

Key Takeaways A collection agency may report a delinquent account to the credit bureaus as early as 31 days after a missed payment, following required validation…

Will freezing card stop pending transactions

Have you recently made a remorseful purchase? Plenty of people regret using their financial cards to buy items or subscriptions. Credit card users may be…

What happens if a bank teller makes a mistake

Bank errors are not an uncommon occurrence. When using financial services provided at a bank, a bank employee may accidentally make a mistake. So what…

How much does collections affect credit score?

Medical collections, unpaid student loans, and other collection accounts can, unfortunately remain on your credit history for up to seven years and significantly negatively hurt…

What is the minimum monthly payment on medical bills

Key Takeaways The minimum monthly payment for medical bills varies depending on the provider and the agreement. Many providers offer structured payment plans, and in some…

I desperately need a loan for bad credit

It’s not easy knowing you owe more money than you currently have. For those times, personal loans can provide people with the resources and relief…

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