Debt

Everything You Need to Know About Debt

Practical tips, guides, and expert insight to help you make smarter money decisions — written by the CreditNinja team.
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How to get out of negative equity on a car 

How to get out of negative equity on a car 

Key Takeaways Car owners can reduce the amount of negative equity on their cars by paying off their auto loan,…
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Can you negotiate student loan debt payoff?

Can you negotiate student loan debt payoff?

You may be able to negotiate student loan debt with the debt settlement process. Student loans are a substantial financial…
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How to find unpaid medical bills

How to find unpaid medical bills

Medical bills are charged for any medical services you receive—with or without medical insurance. And if you have medical debt,…
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Financial Assistance for Car Repossession

Financial Assistance for Car Repossession

Key Takeaways If you’re looking for financial assistance for car repossession, the best thing to do is contact your lender…
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If a debt is sold to another company, do I have to pay

If a debt is sold to another company, do I have to pay

Key Takeaways If you have recently fallen behind on your bills, it’s possible that you’ve received written notice in the…
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Credit Access Line vs Credit Limit Explained

Credit Access Line vs Credit Limit Explained

Key Takeaways A credit access line is the amount of cash you can withdraw from your available credit, while your…
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What Debts Are Forgiven At Death?

What Debts Are Forgiven At Death?

Student loans from the federal government are one of the only debts that can be forgiven at death. Although some…
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Remove payday loan from credit report

Remove payday loan from credit report

Key Takeaways About 12 million Americans use payday loans every year.1 If you have recently taken out online payday loans…
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Apps That Loan You Money Instantly Without a Job

Apps That Loan You Money Instantly Without a Job

Key Takeaways Loan apps like cash advance apps, payday loan apps, and even personal installment loan apps may be able…
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