Debt Archives

How Many Americans Have a Personal Loan in 2025?

Key Takeaways An average of 22-25 million Americans in 2025 hold a personal loan, with the average personal loan balance of $11,631, making it a common

Looking for How to Find a Loan Shark? Here are 7 Alternatives

Key Takeaways A loan shark is an individual who lends money at exorbitant or illegal interest rates, often employing threats or violence to collect debts. Loan…

Debt consolidation vs debt settlement

Both debt consolidation and settlement are strategies for debt repayment. Debt consolidation involves combining several debts into a single loan or credit card. In contrast,…

How long can debt collectors try to collect in california

Living with debt is a struggle for many Americans. It can be hard to plan future financial purchases with loans and credit card debt weighing…

Are rewards cards worth it?

Rewards cards are worth it to specific consumers. Some borrowers state that credit cards are not worth the potential cost or rewards, while others argue…

Average credit score after chapter 13 discharge

Key Takeaways The average credit score after Chapter 13 discharge typically falls in the poor to fair range, often between 580 and 669, depending on how…

How long does a repo stay on your credit

Key Takeaways A repossession can stay on your credit report for up to seven years, whether it is voluntary or involuntary. Repossession negatively impacts your credit score…

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