Debt Archives

Understanding Home Equity Investment Loans

Home equity investment loans are a type of agreement where a homeowner gets a lump sum payment from an investment company, in exchange for giving

How long can debt collectors try to collect in california

Living with debt is a struggle for many Americans. It can be hard to plan future financial purchases with loans and credit card debt weighing…

Are rewards cards worth it?

Rewards cards are worth it to specific consumers. Some borrowers state that credit cards are not worth the potential cost or rewards, while others argue…

Average credit score after chapter 13 discharge

Key Takeaways The average credit score after Chapter 13 discharge typically falls in the poor to fair range, often between 580 and 669, depending on how…

How long does a repo stay on your credit

Key Takeaways A repossession can stay on your credit report for up to seven years, whether it is voluntary or involuntary. Repossession negatively impacts your credit score…

What happens if you overdraft your bank account and dont pay it back

Key Takeaways What happens if you overdraft your bank account and don’t pay it back is that overdraft fees will accumulate, your account may be closed,…

How to get a loan with no income

Key Takeaways Getting a no income loan is possible if the borrower shows proof of other forms of income, such as Social Security, rent, or unemployment…

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