What Is a Credit Builder Loan?

A credit builder loan is a financial product that can help consumers establish a positive credit history. Unlike a traditional loan, borrowers will receive a

Credit
best paying part-time jobs

Best part-time 9 to 5 jobs that pay well

The best part-time 9 to 5 jobs with high wages include customer service representatives, bank tellers, warehouse technicians, fitness instructors, delivery drivers, and more.  Many companies…
Budgeting
where can i cash a third party check

Where can I cash a third party check

Wanting to cash a third-party check? Some common places you can cash checks are:  Check cashing stores Currency exchanges Banks Credit unions  However, there are some things you may want…
Budgeting
What Does Pawning Something Mean

What Does Pawning Something Mean?

What does pawning something mean? When someone pawns something, they are taking out a loan using one of their possessions as collateral. The pawn shop…
Debt
debt to income ratio

What Is Your Debt-To-Income Ratio and How To Calculate It

Key Takeaways Debt-to-income ratio (DTI) shows how much of your income goes toward debt and is a key factor lenders use to assess loan eligibility. DTI is…
Debt
Can You Negotiate Student Loan Debt

Can you negotiate student loan debt payoff?

You may be able to negotiate student loan debt with the debt settlement process. Student loans are a substantial financial burden for millions of Americans—according…
Debt
how long does it take to get out of chexsystems

How long does it take to get out of chexsystems

Have you recently been denied access to a bank account, checking account, savings account, or other banking services? If so, you may have received notice…
Budgeting

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