Debt

Everything You Need to Know About Debt

Practical tips, guides, and expert insight to help you make smarter money decisions — written by the CreditNinja team.

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Should I pay a charge off in full or settle

You may have a lot of stress if you are carrying around past-due debt. At best, multiple late or missed…

What happens if you break a lease on a car?

Leasing agencies often charge fees or other penalties to customers who want to end their lease early. However, sometimes breaking…

If I Get Fired, Can I Collect Unemployment?

Key Takeaways If you get fired, you can collect unemployment in many cases, as long as you were let go…

Does deferring a car payment hurt your credit?

Key Takeaways Owning a car is essential these days to travel to work and run errands. Many people finance the…

Average credit score after chapter 13 discharge

Key Takeaways Numerous people file for bankruptcy every year to reclaim control of their finances. Bills can become burdensome, and…

How to fix a declined debit card

Key Takeaways There is nothing quite like the horrible embarrassment that comes with having your debit card declined in the…

Are rewards cards worth it?

Rewards cards are worth it to specific consumers. Some borrowers state that credit cards are not worth the potential cost…

Where can I cash a third party check

Wanting to cash a third-party check? Some common places you can cash checks are: However, there are some things you…

Companies that Pay Off Title Loans

Key Takeaways About 1.7 million Americans take out title loans every year.1 Do you have a title loan you are…

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