Debt

Everything You Need to Know About Debt

Practical tips, guides, and expert insight to help you make smarter money decisions — written by the CreditNinja team.

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Financial irresponsibility

Key Takeaways Handling money responsibly isn’t an easy task for everyone. Some people just don’t have the financial education or…

Looking for How to Find a Loan Shark? Here are 7 Alternatives

Key Takeaways More sustainable alternatives to loan sharks include: installment loans, payday loans, car title loans, credit card cash advances,…

What is the minimum monthly payment on medical bills

Key Takeaways If you recently underwent a procedure or stayed at the hospital, you should expect a bill. The total…

Get free stuff from the government is it really possible

Key Takeaways When times get financially tough, many people use budgeting tricks to save money and cut spending where they…

How to get overdraft fees refunded

You can get overdraft fees refunded by contacting your bank and requesting them to waive overdraft fees. Bank fees can…

Best part-time 9 to 5 jobs that pay well

Key Takeaways The best part-time 9 to 5 jobs with high wages include customer service representatives, bank tellers, warehouse technicians,…

Debt payoff trackers: the best software and template ideas

Debt payoff trackers help borrowers systematically manage and reduce their debts. You can find the best software and template ideas…

What should you do with the money left over after all monthly expenses are paid?

Key Takeaways The best thing you can do with leftover money after expenses are paid is to focus on financial…

Drowning in debt? how to get out

The total personal debt in the U.S. is at an all-time high of $14.96 trillion.1 Most of us have debt.…

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