Are you Rich for Your age

Are You Rich for Your Age? Find Out How You Stack Up

Key Takeaways You are likely not “rich” or “poor” for your age unless your net worth and retirement savings are far above or below the median

Budgeting
where do banks get money to lend to borrowers

Where do banks get money to lend to borrowers?

Key Takeaways Banks get money to lend primarily from customer deposits, which they use under a fractional reserve banking system that allows them to lend out…
Loans
how can someone take over my car loan

How can someone take over my car loan?

Key Takeaways Someone can take over your car loan through a formal loan transfer, refinancing, or selling the car, but lender approval is required, and the…
Loans
how to have someone take over your car loan

How to have someone take over your car loan

Key Takeaways If you want someone to take over your car loan, you need to read your loan contract to make sure it’s eligible for a…
Budgeting
can you use credit card for car down payment

Can you use a credit card for a down payment on a car

Key Takeaways Using a credit card for a car down payment is possible at some dealerships, but policies vary; always confirm with the dealer beforehand. While using…
Loans
how is the interest rate on a payday loan calculated

How is the interest rate on a payday loan calculated

Key Takeaways A payday loan usually charges interest using a flat fee for each $100 borrowed, which is then annualized  into an APR. For example, if…
Budgeting
personal loan vs mortgage

Personal loan vs. mortgage: a breakdown

A personal loan is a type of funding consumers can use for just about any purpose, and a mortgage is a type of funding used…
Budgeting

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