DIY Christmas Gift Ideas on a Budget
Christmas is right around the corner, and if you’re trying to stay on budget this year, DIY gifts may be the perfect solution. Handmade presents
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In recent decades, researchers have identified a dramatic nationwide shift: the American middle-class family is struggling.
The middle class is a social group that is defined…
The total number of allowances you are claiming will determine how much federal income tax you will pay. How many allowances you will have will…
Budgeting
Key Takeaways
Government programs like Temporary Assistance for Needy Families (TANF) and the Low Income Home Energy Assistance Program (LIHEAP) provide financial aid to eligible individuals,…
Christmas is right around the corner, and if you’re trying to stay on budget this year, DIY gifts may be the perfect solution. Handmade presents…
Key Takeaways
You can wrap your car to earn money—typically between $100 and $500 per month—by allowing companies to display advertisements on your vehicle using vinyl…
Credit
Key Takeaways
What information is needed for a soft credit check: Generally, you will need your full legal name, a government-approved state-issued photo ID, your social…
Worried about if you can pass a credit check with no credit history? Don’t worry! The concept of “passing” a credit check simply means accessing…
Debt
Key Takeaways
Can you go to jail for not paying loans? You can’t go to jail for not paying payday loans; lenders/collectors threatening jail is illegal…
Key Takeaways
If your car has been towed and you lack the funds to retrieve it, consider seeking assistance from local charities, non-profit organizations, or community…
Key Takeaways
Credit access line vs credit limit: A credit limit is the maximum amount you are allowed to spend on a revolving credit account, whereas…
Interest Rates
An interest rate is the amount lenders charge for borrowing money. It’s typically expressed as a percentage of the principal on an annual basis. Interest…
Key Takeaways
Guaranteed home equity loan with bad credit: you can access your home’s equity even with a low credit score, especially through loans secured by…
Loans
Key Takeaways
Government programs like Temporary Assistance for Needy Families (TANF) and the Low Income Home Energy Assistance Program (LIHEAP) provide financial aid to eligible individuals,…
Unemployment benefits are generally a portion of your income, which can leave some financial gaps you will have to figure out on your own. If…
Loans like Advance America refer to short-term, high-cost cash advance loans that provide fast funding when you need money immediately. These lenders offer payday-style loans…
Quick And Easy Personal Loans Up To $2500*