Why Choose CreditNinja for a Personal Installment Loan Online?
CreditNinja has been a trusted online lender since 2018, serving more than 275,000 people throughout the United States. Our personal installment loans are meant to be an emergency cash solution for people who may have trouble getting approved with traditional lenders like banks or credit unions. That means you could qualify for our personal loans if you have poor credit, no credit, or even past bankruptcy.
Benefits you can enjoy when you work with CreditNinja online include:
| Easy to Apply | Same-Day Funding* | Low Credit Support |
| Use our online application to apply from any smartphone or computer. | Use our online application to apply from any smartphone or computer. | No minimum credit score requirement. |
| Direct Deposit | Find Out if You Qualify Fast | Get Your Money Quickly |
| Approved funds delivered right to your bank account. | Find out if you qualify in just a few minutes.* | Have your personal installment loan funds deposited in your checking account the same-day.* |
We also provide transparent terms and fees. All the details regarding your loan, including repayment terms, additional fees, and interest rates, will be explained in your contract. That way you have all the facts up front before you sign.
How to Apply for a Personal Installment Loan with CreditNinja
Applying for a CreditNinja personal installment loan online is fast and simple. Use your smartphone, computer, or tablet to answer a few questions and get an approval decision in minutes.* After you sign your loan contract, you can expect funds delivered directly to your bank account the same-day.*
Here’s a quick overview of how it works:
| Apply Online | Verify Your Income | Receive Your Funds |
| Enter your name, address, income details, and bank account info. | We’ll use Instant Bank Verification (IBV) to confirm your income. | Sign your loan contract online and receive your approved funds via direct deposit. |
Trusted by Thousands of CreditNinja Borrowers Online
Choosing the right lender can make all the difference when you’re working towards paying off debt and improving your financial situation. When researching your options, checking out online customer reviews can be a great way to see what kind of experience other people had with a particular lender.
Take a look at some recent CreditNinja customer reviews below!
What our borrowers are saying
Personal Installment Loan FAQs
Personal installment loans are a type of funding that provides borrowers with a lump sum amount up front. Borrowers then repay the principal, interest, and fees, with online fixed payments over a set period of time. Loan amounts and repayment terms can vary depending on credit history, income, and ability to repay.
CreditNinja installment loans were designed to help cover unexpected expenses or financial emergencies. Common reasons people apply for our online loans include:
Paying rent
Covering medical bills
Car repairs
Bills
Everyday expenses like groceries
Debt consolidation
Our goal is to make sure your loan comes with affordable monthly installments, so there are no surprises when it comes to paying back your loan.
CreditNinja installment loans range from $300 – $5,000. When determining how much you can borrow online, we’ll look at factors like your income, employment history, and current debts.
Click “Apply Now” to start your CreditNinja installment loan application. After you enter your information, such as your name, address, employment details, and bank information, you should receive an approval decision right away.*
Receive an approval decision regarding your online installment loan in a few minutes or less. Upon approval, you could get funds deposited as soon as the same-day, so the earlier you apply the faster you could get your funds.*
Take up to 24 months to repay your CreditNinja personal installment loan. You also have the option to make extra payments online or repay your loan early with no prepayment penalty.
Yes! CreditNinja specializes in personal loans for bad credit. We accept applicants with all types of credit scores and financial histories, including past bankruptcy. Approval depends on several factors such as income, financial obligations, and ability to repay.
Still Have Questions? Contact CreditNinja Today
Have questions about personal installment loans online? Our customer service team can help! Talk to a real person by calling 855-NINJA-01 or email us at [email protected].
State Availability: Alabama, Alaska, Arizona, Arkansas, California, Delaware, Florida, Idaho, Indiana, Kansas, Kentucky, Louisiana, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Utah, Wisconsin, and Wyoming.