Personal Loans

Build your credit history the right way with more affordable personal loans.

A little cash can go a long way. Get your finances back on track with a personal loan from CreditNinja. Whether you’re paying off an unexpected expense, or you need some cash to make it to your next payday, CreditNinja is here to help.

Borrow Smarter

What You Need To Know About Personal Loans

At first glance, that personal loan you’ve been considering might seem like a great idea. But all loans have their pros and cons. It’s important that you understand all of the costs, terms, and conditions associated with a loan before you sign for it. 

Rushing into a loan without knowing all of the details could end up costing you a lot of money in the long run. Aside from offering safer, more affordable personal installment loans, CreditNinja can also help you understand the differences between several types of loan products, and how to apply for them.


How to Apply for a Personal Loan

In this day and age it’s easier than ever to apply for personal loans. Many lenders have moved their entire application and funding process online. Depending on the loan and the lender, you may be able to submit your entire application from the comfort of your own home. No more waiting in long lines or filling out lengthy paperwork. 

If your lender offers an online application—like CreditNinja—the process can be quick and easy. First you enter your personal information into the online application. The lender will likely need to know about your borrowing history and current income, among other things. Next the lender will decide whether or not they can provide you with a personal loan. 

If you’re offered an online personal loan, they will deposit the funds directly into your bank account. You’ll begin to repay the loan on the agreed upon date, and once it’s paid off the process is over. If a borrower isn’t able to pay off the loan, the lender may offer to “rollover” the loan. This means extending the length of the loan and adding more fees and interest. 

CreditNinja’s safe and secure process allows borrowers to apply, receive funds, and make payments completely online.

personal approach installment loans

Personal Approach

A team of experienced loan advocates is ready to assist you and answer every question you might have.

all things considered installment loans

All Things Considered

We can offer a safe financial solution even if you have bad or weak credit history.

Fast Funding

Get your cash in as soon as one business day after approval.

Borrow Smarter By Using Our Services

What Makes CreditNinja Different?

CreditNinja offers safe and responsible lending alternatives. We are here to provide you with reliable and immediate financial support when you need it the most.

Quick Approval

Did you know that your application can be approved in minutes?

Safe & Secure

Your information is 100% safe!

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Personalized Services

All services tailored to your needs.

How CreditNinja Compares

With competitive rates and more personal service, applying through CreditNinja is the right choice for safer and more affordable borrowing.

CreditNinja Installment Loans

  • Competitive rates
  • Shorter and longer terms available
  • No prepayment penalties
  • No hidden fees
  • Designed to help improve your financial situation