Budgeting Loans

How To Make Money Without a Job: 10 Great Tips

Losing your job can be incredibly stressful, but the good news is that there are plenty of ways to make money without a job! As long as you have the drive, you have the ability to earn income through alternative methods than a traditional 9-5 job.

Read on to learn about 10 ways you can quickly earn money without a job, including how to get a same-day loan.

How To Earn Money Without a Job by Using Your Car

You are one step closer to receiving much-needed financial relief if you have a working vehicle. You can easily make money without a job by simply using your car to deliver items or provide transportation. 

Online services provide everyday people with the opportunity to make some fast cash in no time at all. Take a look:

  1. Make Money Through Rideshare Services

There are two primary rideshare services that you could use to earn money without a job, Uber or Lyft. To be eligible, you typically need to have a valid U.S. driver’s license, car insurance, and access to a qualifying 4-door vehicle. Inquirers will need to undergo a background screening so an agent can verify their driving record and criminal history.

Signing up to be a rideshare driver means you get to choose your preferred hours, trip destinations, and even how you get paid. If you prefer to avoid the congestion of the city, you could pick trips that don’t require a dropoff location downtown. An additional bonus of being a rideshare driver is earning extra income in tips. 

  1. Make Money Through Delivering Groceries

Many grocery stores now offer delivery services, but Instacart remains a preferred retail delivery business. To make money without a job, you can sign up to be an Instacart shopper that completes online orders and then delivers them. 

The requirements to deliver groceries are simple to meet. You must be at least 18 years of age, eligible to work in the U.S., have a smartphone, and own a vehicle. Signing up is pretty easy, so a lot of people can earn money relatively quickly. You could even learn how to grocery shop on a budget by making multiple trips to the grocery store.

  1. Make Money Through Takeout Orders

Delivering takeout orders could help you quickly earn money without a job. There are numerous courier businesses to choose from, which means more work opportunities for you. Some of the most popular food delivery businesses include Uber Eats, DoorDash, Postmates, and Grubhub, to name a few. 

Most food delivery businesses require a working vehicle, a driver’s license, and a clean driving record. But you could still sign up as a courier without a car through Uber Eats if you have a scooter or bicycle. You can set up your preferred schedule and work when convenient for you. Just like with ridesharing, takeout delivery drivers have the ability to earn extra money in tips. 

How To Make Money Without a Job by Using Your Skills

Everyone is good at something, and you could use those nifty skills to earn money without a job. There are plenty of online businesses that recruit workers for even simple tasks. Take a look:

  1. Earn Money by Using Your Labor Skills

You could easily monetize your labor skills through TaskRabbit if you do not mind heavy lifting. This online marketplace gives people the opportunity to monetize their physical and mental skills when they have free time.

There are various types of jobs you could do, such as:

  • Assembling/Dismantling Furniture 
  • Helping Someone Move
  • Automotive Assistance
  • Running Errands
  • Crafting
  • And much more!

There is a task for just about everyone over the age of 18, so take a look at the extensive list of over fifty tasks you could perform. Signing up requires basic identification information and a $25 registration fee in select cities. 

  1. Earn Money by Freelancing 

Make the most of your creative skills by freelancing online. Plenty of websites help creatives without jobs quickly make more money. 

Desirable freelance skills with high demand include writing, editing, website building, graphic design, marketing, and more. For example, online business owners may pay you to build their own blog or online store. Selling art online is also profitable, but you may get more money fast by doing commissions. 

If your freelancing skills need polishing, you could find a free online course. There are plenty of free tutorial videos online that discuss various website platforms and applications. For example, you could learn how to build your own website for free on WordPress. If you already use a popular tool, such as Photoshop, you can always learn new tips and tricks to make money fast.

The requirements to freelance are generally simple, but they depend on the platform you use. Some freelancing websites require a small registration fee, but the work opportunities may cover the cost of signing up. Popular freelancing websites to make free money include Upwork, LinkedIn, Fiverr, Designhill, and We Work Remotely. 

A popular form of freelancing even includes doing online surveys on survey sites like Swagbucks. There is a high demand for customer service reviews and merchandise reviews on survey sites. Paid surveys will even ask you to leave online reviews for forms of media, like games, videos, and website navigation. By reviewing paid surveys, businesses get valuable market research on how to improve their marketing efforts. You could either earn cash or free gift cards for completing online surveys on survey sites. 

  1. Earn Free Money by Selling Your Blood

While the act of donating blood is free and noble, you could sell your plasma to make free money without a job. Blood is made up of plasma, white blood cells, red blood cells, and platelets. Plasma is the liquid portion of your blood that contains water, salts, and enzymes. 

Plasma is crucial because it helps the body transport nutrients, proteins, and hormones to specific areas that have been damaged or experienced trauma. You help patients treat various injuries and diseases by selling your plasma. For example, individuals with Primary Immunodeficiency Disease (PID) benefit significantly from plasma donations. Donating plasma is relatively the same as donating blood but can be more time-consuming. 

To be eligible, you need to be in good health, at least 18 years of age, and meet the minimum weight requirement. But be aware that body modifications can make you ineligible to be a plasma donor. Suppose you recently got a tattoo or piercing. In that case, you will typically be expected to wait four months after you modify your body to sell your plasma. 

The cost of donating plasma is not a lot, averaging about $20 to $50 for each donation. The maximum amount of plasma donations you can make is two per week. Some clinics have specials to attract new donors, so you could receive a substantial bonus or even free gift cards simply for being a first-time donor at specific clinics, like CSL Plasma.

  1. Make Extra Money by Offering Pet Services

Not everyone has the ability to communicate with dogs. If you have dog handling experience, consider making money by walking dogs in your spare time. Many people work traditional business hours from 9-5 and cannot give their beloved pets much-needed attention. For this reason, offering pet services is such a profitable job opportunity. 

You can choose to market your dog walking services on your own using social media or by signing up through an online business such as Rover. Rover, and other pet service websites, typically offer more than just dog walking, so you could sign up to board pets, pet sit, or housesit. The most popular service offered is pet sitting. If you like hanging out with cats or dogs, you could make more money online by pet sitting. 

You get to set your preferred working hours and choose your pay rate. You could even earn cash in tips. And if you work best with either small or large animals, you could set your preferences. 

How To Make Extra Money When You Sell Stuff Online

A lot of people hold onto items they no longer need or want. You could make extra money without a job with online marketplaces by listing these items for sale. All you generally need is a profile and clear images of what you want to sell. 

  1. Make Money by Selling Stuff Online

You could sell just about anything online through e-commerce business websites. Typically, people sell and buy power tools, automotive parts, collectibles, fine jewelry, kitchen appliances, business equipment, and so much more. 

To get an idea of what may be sellable, visit a marketplace website and look at the top categories. You can get an idea of what others are selling and for how much. Some popular e-commerce websites you could use to make extra money without a job include eBay, Facebook Marketplace, Craigslist, and Nextdoor. 

One of the best e-commerce platforms is eBay, which gives sellers the option to choose a firm sale price or list the item for auction. An auction requires you to choose a starting bid price and then list the item for a set period. Shoppers can then place bids on the item, and all you have to do is mail the item once it sells. 

Depending on how you market your merchandise, selling for profit may not take long.

  1. Make Money by Selling Clothes and Accessories Online

Fashion is consistently changing, which is why people often find themselves with piles of clothes they no longer wear. While you could donate your stuff to local thrift stores, you can also try selling them online for extra cash. 

Garage sales and selling at a flea market are alternative options, but you could attract more buyers online. There is a large market for used clothes and accessories online. To get easy money, all you have to do is list them for sale. 

If you have designer goods in gently used condition, you may have an easier time finding a willing buyer. A few websites you could use to sell clothes and accessories include Depop, Poshmark, thredUP, and The RealReal. 

To start selling unused clothes and accessories, you need to take clear images and write a descriptive description. If you are trying to sell a handbag, include photos of the exterior and the interior. Make sure to include close-ups because designer bags are verified for authenticity through images of the hardware, tags, stitches, and the logo. 

How To Make Money Without a Job by Applying for a Loan

If you’re looking to make extra money without a job, relax knowing there are plenty of available work opportunities. But if you need more than a few hundred dollars to cover the cost of a bill, then you may consider taking out a loan to obtain fast emergency money. 

  1. Loan Options When You Don’t Have Time To Make Extra Money

There are various types of loans to choose from if you need to borrow money without a traditional job. While there are plenty of side hustle options for easy money, you may not always have time to wait until you’ve earned enough passive income. Bills have due dates, and that date may be fast approaching. 

There are plenty of loan options to choose from to get financial freedom, but exactly what are the quickest options? Take a look at some fast cash options below:

  • Credit Cards: Depending on your credit score, you may be able to get a higher credit line. Credit cards are convenient if you need money for a necessary expense that’s stressing you out. But if your credit score is low, you may be ineligible for another credit card or even a higher credit limit. Credit cards usually have high-interest rates, making the repayment process more stressful than it should be. 
  • Car Title Loans: A car title loan allows drivers to use their car as collateral for quick funding. Unfortunately, this loan is a risky financial option because you could lose possession of the vehicle. The interest rates with car title loans are typically excessive, but they remain a popular option because funding is quick.
  • Payday Loans: Payday loans were designed by lenders for people that need money in between paydays. This short-term loan has a two-week repayment schedule, which forces borrowers to struggle unnecessarily. If you cannot come up with the funds needed in such a short timeframe, then the loan rolls over, and you get charged additional fees. While convenient, there are better financing options than a payday loan.
  • Personal Installment Loans: A personal installment loan is one of the most common loans people obtain for personal expenses. Eligible borrowers receive a loan that is repaid in monthly installments over a set period. You can conveniently apply for these loans online without visiting a store location in person. 

While there are many loan options to choose from, personal installment loans remain one of the best choices for people who need money now. Most lenders offer same-day funding, so there is no need to endure a lengthy approval process. There are plenty of personal installment lenders to choose from, so interest rates can be competitive. 

While credit typically plays a vital role with eligibility, there are installment loans for individuals with bad credit. So even with a low credit score, you could potentially obtain enough money to cover the cost of an expensive bill that is due soon. The repayment length can vary, which means you could get months or even years. 

In conclusion, there are many ways to make money without a job or a bank account. If you need financing to help you manage your monthly expenses, consider taking on a side job or taking out a loan. There are benefits to both options, so consider your financial situation. It is a good idea to determine how much money you need to make without a job and how much time you have to spare. 

References:
Driver requirements
Become a Tasker
What Is Plasma?