Is creditninja a real site?

Quick And Easy Personal
Loans Up To $2500

Credit Ninja is a secure website that allows consumers to apply for online personal loans. Since 2018, Credit Ninja has been helping borrowers across the nation access fast emergency cash for all types of unexpected expenses. 

Credit Ninja Keeps Your Data Secure 

Applying for an online loan may worry you. After all, the FTC has received over 5.7 million reports of identity theft and fraud.1 Rest easy knowing that CreditNinja is a legitimate website. 

CreditNinja uses a Secure Sockets Layer (SSL) Certificate to ensure applicant information is encrypted and safe from interceptors. You can verify a website is secure by ensuring the URL begins with “https” rather than “http.” 

Benefits of CreditNinja

Credit Ninja is an online lender that offers personal installment loans. In addition to fast loan funds, eligible borrowers also receive multiple benefits, such as:

Fully online experienceNo need to leave your home, or wait in long lines.
Quick and easy application processApply online, from anywhere.
Fast fundingIf approved, you can view your personalized loan terms. You could receive your funds in your bank account as soon as the same day.*
Exceptional customer serviceOur Customer Care Team is here to help, every step of the way.
No prepayment penalty feesBorrowers can repay their personal loan early because we do not charge prepayment fees.

Who Qualifies for a CreditNinja Personal Loan?

CreditNinja specializes in installment loans for borrowers that have less than perfect credit. We understand that the online request process for loans can be challenging for low-credit borrowers. That’s why when making approval decisions, CreditNinja considers your entire credit history, not just your credit score. Inquire today to see if you qualify for CreditNinja loans.

How To Apply for Personal Loans

If you need money fast, you can submit a loan request through the secure CreditNinja website. You only need to provide basic personal information and complete a simple bank verification process. Eligible applicants can expect to get their funds deposited directly in a safe and timely manner. 

*Applications approved before 10:30 a.m. CT Monday-Friday are generally funded the same business day. Applications approved after this time are generally funded the next business day. Some applications may require additional verification, in which case the loan, if approved, will be funded the business day after such additional verification is completed.


  1. 2024 Identity Theft Facts and Statistics │ IdentityTheft

Quick And Easy Personal Loans Up To $2500*