Why Rent Will Keep Going Up (and Ways to Negotiate It)

Key Takeaways Rent keeps going up because post-pandemic demand surged while housing supply stayed tight, mortgage rates and home prices priced millions out of buying, and

Budgeting
Should I pay a charge off in full or settle

Should I pay a charge off in full or settle

You may have a lot of stress if you are carrying around past-due debt. At best, multiple late or missed payments can result in a…
Credit
How To Get Back A Repossessed Car

How to get back a repossessed car

Having a car repossessed can be a huge hassle and, in some cases, throw your life upside down, especially if you use your vehicle for…
Credit
what credit score do you start with

What is the starting credit score

Believe it or not, borrowers do not get the same credit score start point. Your first credit score will depend entirely on your financial activity….
Credit
do soft credit checks affect credit

How many points does a soft inquiry affect credit score?

Key Takeaways A soft inquiry does not affect your credit score—it results in zero point loss—while a hard inquiry can lower your score by up to…
Credit
what is credit utilization

What is credit utilization

It’s crucial for consumers who use credit cards to increase their financial literacy. Knowing how a credit limit can impact credit scores can help you…
Credit
how to build credit from nothing

How To Build Credit From Nothing

If you’re starting from scratch with no credit history, don’t worry, you’ve got options. You can build credit from nothing by getting a secured credit…
Credit

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