How many americans have a personal loan

How Many Americans Have a Personal Loan in 2025?

Key Takeaways An average of 22-25 million Americans in 2025 hold a personal loan, with the average personal loan balance of $11,631, making it a common

Budgeting
Credit Requirements For Apartments

What credit score is needed to rent an apartment?

Key Takeaways What credit score is needed to rent an apartment varies, but most landlords prefer a score of 670 or above; however, applicants with lower…
Credit
When Were Credit Scores Invented

When were credit scores invented

Key Takeaways Credit scores were invented in the 1950s, with the first credit scoring system developed by Fair Isaac and Company (later FICO) and first used…
Credit
personal loan vs balance transfer

Balance transfer vs. personal loan

A balance transfer can be the action of transferring debt, but it usually refers to a credit card or balance transfer loan option that allows…
Consolidation
available credit vs current balance

Available credit vs current balance

Key Takeaways Available Credit vs. Current Balance: The current balance refers to the charge(s) you’ve made to your card (including interest) while the available credit is…
Credit
does phone bill affect credit score

Does phone bill affect credit score

Key Takeaways Does phone bill affect credit score? Paying your phone bill on time generally does not build credit since providers don’t usually report to credit…
Budgeting
How To Manage a Credit Card Wisely

How to manage a credit card wisely

Consumers can manage their credit card wisely by regularly checking their statements, making due payments on time, and by regularly paying off their total credit…
Budgeting

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