Credit Archives

Sites Like Lending Club and Similar Loans

Lending Club operates online as a bank and lender that offers different types of loans and services. Loan alternatives to Lending Club are online loans

How to finance a phone with bad credit

Key Takeaways Financing a phone with bad credit is possible through several strategies: Prepaid Plans: Opting for a prepaid plan allows you to pay for service upfront…

Average credit score after chapter 13 discharge

Key Takeaways The average credit score after Chapter 13 discharge typically falls in the poor to fair range, often between 580 and 669, depending on how…

Should I pay a charge off in full or settle

You may have a lot of stress if you are carrying around past-due debt. At best, multiple late or missed payments can result in a…

How to get back a repossessed car

Having a car repossessed can be a huge hassle and, in some cases, throw your life upside down, especially if you use your vehicle for…

What is the starting credit score

Believe it or not, borrowers do not get the same credit score start point. Your first credit score will depend entirely on your financial activity….

How many points does a soft inquiry affect credit score?

Key Takeaways A soft inquiry does not affect your credit score—it results in zero point loss—while a hard inquiry can lower your score by up to…

Quick And Easy Personal Loans Up To $2500*