10 Financial Resolutions for the New Year (1)

10 Financial Resolutions for the New Year

January is “Financial Wellness Month!” So it’s the perfect time to take a closer look at your personal finances. CreditNinja has 10 financial New Year’s

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get your credit report

How to get your credit report

If you’re considering taking out a loan, you’ve probably started to wonder about your credit score and if you are a creditworthy candidate. Your credit…
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what information is needed for a soft credit check

What information is needed for a soft credit check

Key Takeaways What information is needed for a soft credit check: Generally, you will need your full legal name, a government-approved state-issued photo ID, your social…
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can you pass a credit check with no credit history

Can you pass a credit check with no credit history

Worried about if you can pass a credit check with no credit history? Don’t worry! The concept of “passing” a credit check simply means accessing…
Credit
how much down payment for a car with no credit

Average down payment on a car with no credit

When financing a car, you will likely need a down payment. Down payment requirements vary depending on where you are purchasing your vehicle and the…
Credit
tier 3 credit

What is a tier 3 credit score

Key Takeaways A tier 3 credit score ranges from 670 to 739 and is considered “good”—borrowers in this range are typically eligible for loans but may…
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credit access line vs credit limit

Credit access line vs credit limit fully explained

Key Takeaways Credit access line vs credit limit: A credit limit is the maximum amount you are allowed to spend on a revolving credit account, whereas…
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