Credit Archives

Upstart vs Netcredit vs CreditNinja

Personal loan lenders like Upstart, Netcredit, and CreditNinja offer online personal loans for borrowers who are traditionally overlooked by mainstream lenders like banks and big

What is an example of the debt danger sign

Key Takeaways An example of a debt danger sign is maxing out your credit card, which indicates excessive debt and can damage your credit score. Other common…

How to clean your credit in 60 days

Key Takeaways In order to clean your credit in 60 days, you can dispute reporting mistakes, pay off outstanding debt using either the avalanche or snowfall…

Emergency hardship financial aid what is it and how to get it

Emergency hardship financial aid is funds given to those who are struggling financially. Find emergency financial aid through government agencies, online quick cash loans, personal…

What credit score is needed to rent an apartment?

Key Takeaways What credit score is needed to rent an apartment varies, but most landlords prefer a score of 670 or above; however, applicants with lower…

When were credit scores invented

Key Takeaways Credit scores were invented in the 1950s, with the first credit scoring system developed by Fair Isaac and Company (later FICO) and first used…

Balance transfer vs. personal loan

A balance transfer can be the action of transferring debt, but it usually refers to a credit card or balance transfer loan option that allows…

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