10 Financial Resolutions for the New Year (1)

10 Financial Resolutions for the New Year

January is “Financial Wellness Month!” So it’s the perfect time to take a closer look at your personal finances. CreditNinja has 10 financial New Year’s

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loans for 580 credit score

Loans for a 580 credit score

Key Takeaways A 580 credit score qualifies as “fair” and may still allow access to personal loans, though interest rates are typically higher and loan amounts…
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Initial Loan Approval

Initial loan approval

Key Takeaways Initial loan approval means the lender has reviewed your finances and, based on a preliminary underwriting review, tentatively agreed to proceed, provided certain conditions…
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how to get rid of late payments on credit report

How to get rid of late payments on credit report

You can only get rid of late payments on a credit report if there was a credit reporting error or fraud—which can be done through…
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why does your credit score go down when it is checked

Why does your credit score go down when it is checked

Your credit score is an essential part of finances. It is based on several factors that are also a part of your credit history—a detailed…
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overdrawn bank account went to collections

Overdrawn bank account went to collections what to do

Are you worried because your overdrawn bank account went to collections? A negative balance in checking accounts can cause a great deal of stress, especially…
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How Long Before Collection Agency Reports to a Credit Bureau

How long before collection agency reports to credit bureau

Key Takeaways A collection agency may report a delinquent account to the credit bureaus as early as 31 days after a missed payment, following required validation…
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