adult woman putting notebooks into child's backpack.

Back-to-School Budget: How To Plan for School Costs All Year

Families should budget for both the initial back-to-school shopping trip and for expenses that arise throughout the year, including extracurricular activities, school fees, and other

Budgeting
Are Hardship Grants Really Free Money?

Are Hardship Grants Really Free Money?

Key Takeaways Hardship grants are real and do not require repayment, but approval is not guaranteed. Most grants offer smaller amounts, typically between $100 and $1,000, and…
Debt
What Does Pawning Something Mean

What Does Pawning Something Mean?

What does pawning something mean? When someone pawns something, they are taking out a loan using one of their possessions as collateral. The pawn shop…
Debt
unsecured vs. secured debt

Secured vs unsecured debt

Choosing the perfect loan for your financial situation can be difficult. There are a plethora of debt options out there, each with different terms, conditions,…
Debt
desperately need a loan shark

Looking for How to Find a Loan Shark? Here are 7 Alternatives

Key Takeaways A loan shark is an individual who lends money at exorbitant or illegal interest rates, often employing threats or violence to collect debts. Loan…
Debt
bad credit interest rate

Interest rates for bad credit

Key Takeaways Interest rates for bad credit are significantly higher across all loan types—auto loan APRs can exceed 16%, personal loans can reach 28% or more,…
Debt
payday loan vs cash advance

Payday Loan vs. Cash Advance

A payday loan vs. cash advance are both ways for people to borrow money from their next paycheck. A payday loan is essentially one type…
Budgeting

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