What Is a Credit Builder Loan?

A credit builder loan is a financial product that can help consumers establish a positive credit history. Unlike a traditional loan, borrowers will receive a

Credit
What happens if your bank account goes negative

What happens if your bank account goes negative

It’s essential to keep an eye on your bank account balance, but life can easily distract you. An unexpected bill may pop up, or you…
Debt
who is a debtor

Who is a debtor how does it affect you

A debtor is a person who owes money to a financial institution or entity. When borrowers take out loans or credit lines, they in turn,…
Budgeting
how to get rid of car with negative equity

How to get out of negative equity on a car 

Key Takeaways The most effective way to get out of negative equity on a car is to refinance your auto loan for better terms, continue making…
Budgeting
Does Deferring a Car Payment Hurt Credit

Does deferring a car payment hurt your credit?

Key Takeaways Deferring a car payment does not hurt your credit score if the deferment is approved by your lender and you follow the new agreed-upon…
Debt
remove payday loan from credit report

Remove payday loan from credit report

Key Takeaways You can only remove a payday loan from your credit report if it was reported in error or the lender was operating illegally—otherwise, accurate…
Credit
financial irresponsibility

Financial irresponsibility

Key Takeaways Signs of financial irresponsibility include bad credit, lack of budgeting or savings, constant borrowing despite sufficient income, maxed-out credit cards, missed bill payments, and…
Budgeting

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