Why Rent Will Keep Going Up (and Ways to Negotiate It)

Key Takeaways Rent keeps going up because post-pandemic demand surged while housing supply stayed tight, mortgage rates and home prices priced millions out of buying, and

Budgeting
Does Deferring a Car Payment Hurt Credit

Does deferring a car payment hurt your credit?

Key Takeaways Deferring a car payment does not hurt your credit score if the deferment is approved by your lender and you follow the new agreed-upon…
Debt
Should I pay a charge off in full or settle

Should I pay a charge off in full or settle

You may have a lot of stress if you are carrying around past-due debt. At best, multiple late or missed payments can result in a…
Credit
What happens if your bank account goes negative

What happens if your bank account goes negative

It’s essential to keep an eye on your bank account balance, but life can easily distract you. An unexpected bill may pop up, or you…
Debt
how to cash a check without id

How to cash a check without id

Key Takeaways To cash a check without a valid ID, use mobile banking apps or online services that allow check deposits via smartphone. Once deposited, access…
Budgeting
how long can a bank restrict your account

How Long Can a Bank Freeze Your Account?

Key Takeaways A bank can freeze your account for 2 to 3 weeks on average, but the duration depends on the underlying issue—faster resolution is possible…
Debt
what happens if i deposit a bad check

What happens if I deposit a bad check? 

Key Takeaways If someone writes you a bad check and you cash it, the check may bounce and you could face overdraft fees, a negative account…
Debt

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