How many americans have a personal loan

How Many Americans Have a Personal Loan in 2025?

Key Takeaways An average of 22-25 million Americans in 2025 hold a personal loan, with the average personal loan balance of $11,631, making it a common

Budgeting
Does Deferring a Car Payment Hurt Credit

Does deferring a car payment hurt your credit?

Key Takeaways Deferring a car payment does not hurt your credit score if the deferment is approved by your lender and you follow the new agreed-upon…
Debt
How to Pay for Car Repairs with No Money

How to pay for car repairs with no money

Key Takeaways If you need to pay for car repairs but don’t have cash on hand, there are several options. Some repair shops offer in-house financing…
Credit
What happens if your bank account goes negative

What happens if your bank account goes negative

It’s essential to keep an eye on your bank account balance, but life can easily distract you. An unexpected bill may pop up, or you…
Debt
Can You Negotiate Student Loan Debt

Can you negotiate student loan debt payoff?

You may be able to negotiate student loan debt with the debt settlement process. Student loans are a substantial financial burden for millions of Americans—according…
Debt
What's the Difference Between Forbearance and Deferment?

What is the Main Difference Between Deferment and Forbearance?

The main difference between deferment and forbearance is that with deferment, interest may not build up on certain types of loans, but with forbearance, interest…
Budgeting
how to find out if you owe payday loans

How to find out if you owe payday loans

Wondering if you have an outstanding payday loan balance? If you haven’t heard from your lender recently, you may be unsure of the status of…
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