Debt Archives

How Many Americans Have a Personal Loan in 2025?

Key Takeaways An average of 22-25 million Americans in 2025 hold a personal loan, with the average personal loan balance of $11,631, making it a common

Average credit score after chapter 13 discharge

Key Takeaways The average credit score after Chapter 13 discharge typically falls in the poor to fair range, often between 580 and 669, depending on how…

How long does a repo stay on your credit

Key Takeaways A repossession can stay on your credit report for up to seven years, whether it is voluntary or involuntary. Repossession negatively impacts your credit score…

What happens if you overdraft your bank account and dont pay it back

Key Takeaways What happens if you overdraft your bank account and don’t pay it back is that overdraft fees will accumulate, your account may be closed,…

How to get a loan with no income

Key Takeaways Getting a no income loan is possible if the borrower shows proof of other forms of income, such as Social Security, rent, or unemployment…

Does deferring a car payment hurt your credit?

Key Takeaways Deferring a car payment does not hurt your credit score if the deferment is approved by your lender and you follow the new agreed-upon…

How to pay for car repairs with no money

Key Takeaways If you need to pay for car repairs but don’t have cash on hand, there are several options. Some repair shops offer in-house financing…

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