What Is a Credit Builder Loan?

A credit builder loan is a financial product that can help consumers establish a positive credit history. Unlike a traditional loan, borrowers will receive a

Credit
How Long Does Direct Deposit Take

How long does it take for a direct deposit to go through?

In most cases, a direct deposit will hit your bank account (doesn’t matter whether you use retail banks vs credit unions) anywhere between 12 a.m….
Budgeting
where can i cash a government check without a bank account

Where Can I Cash a Government Check Without a Bank Account?

Key Takeaways Government checks can be cashed without a bank account at various locations, including the issuing bank, major retailers like Walmart, and check-cashing services, though…
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can i borrow money from my social security

Can I Borrow Money from My Social Security Benefits? 

Key Takeaways You cannot borrow money directly from your Social Security benefits—federal rules prohibit using future benefits as a loan or collateral. While the previous loophole allowing…
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how to get rid of car with negative equity

How to get out of negative equity on a car 

Key Takeaways The most effective way to get out of negative equity on a car is to refinance your auto loan for better terms, continue making…
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how do people pay for medical care

How do most people pay for medical care today

Key Takeaways Most people pay for medical care through private health insurance, often provided by employers, while others rely on government programs like Medicare, Medicaid, or…
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financial irresponsibility

Financial irresponsibility

Key Takeaways Signs of financial irresponsibility include bad credit, lack of budgeting or savings, constant borrowing despite sufficient income, maxed-out credit cards, missed bill payments, and…
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