Budgeting Archives

Understanding Home Equity Investment Loans

Home equity investment loans are a type of agreement where a homeowner gets a lump sum payment from an investment company, in exchange for giving

How to manage a credit card wisely

Consumers can manage their credit card wisely by regularly checking their statements, making due payments on time, and by regularly paying off their total credit…

How long can a bank hold a check by law

Most banks have hold periods for checks, but how long can a bank hold a check by law? Well, it depends on the type of…

How to sign a check over to someone else

Key Takeaways To endorse a check to someone else, confirm they’re willing to accept it, verify their bank allows third-party checks, sign the back with “Pay…

How to get out of negative equity on a car

Key Takeaways The most effective way to get out of negative equity on a car is to refinance your auto loan for better terms, continue making…

Credit cards after bankruptcy

There may be a few complications when applying for a credit card after bankruptcy, but it may be possible. You might be surprised by the…

Does applying for an apartment hurt your credit?

Apartment applications may not hurt your credit score too much, but too many within a short period can take a toll on your FICO score. The…

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